Maybank PETRONAS Visa Platinum
Maybank PETRONAS Visa Platinum
RM 5,000
Minimum monthly income
RM 0
Annual fee
Free for life
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Benefits
- - Lifetime waiver of annual fees with no conditions attached
- - Tailor-made superior credit line
- - Personal concierge services
- - Invitations to special Platinum events
- - Automatic membership to the prestigious Visa Platinum Club
- - Built-in Visa Wave: Pay by waving your card at participating merchant outlets with the Visa Wave logo
- - Global acceptance and instant cash with 810,000 Visa and Plus ATMs worldwide, and affiliate banks in over 150 countries
- - Discounted rates and earn TreatsPoints to redeem free air travel with Malaysia Airlines - Enrich, Singapore Airlines or any airlines of your choice
- - Exclusive Etiqa Takaful Mutiara Plus Plan protection and investment for only RM10 per month
| Government Bodies / JomPAY / FPX | NO TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
Features
Good for
Rewards/Offers & Travel
8X TreatsPoints for every RM1 on weekend Petronas spending
8X TreatsPoints for every RM1 on weekend grocery spending
5X TreatsPoints for every RM1 on weekdays Petronas spending
1X TreatsPoints for every RM1 on utilities, education, 0% EzyPay and insurance spending
TreatsPoints can be redeemed with gifts, gadgets, vouchers and even air miles (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)
ZERO Annual Fee
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free for life |
| Annual fee waiver | Yes | Free for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
| Annual fee |
RM 0 Free for life |
| Annual fee waiver |
Yes Free for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Copy of NRIC (both sides) or Passport
- Latest BE Form with official tax receipt
- Latest 3 months' salary slip or Latest EPF Statement
Self Employed:
- Copies of Business Registration
- Latest 6 months' Bank Statement
Expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
For more information, please click the links below.
Maybank Credit Cards Terms and Conditions
Petronas Maybank Visa Platinum Credit Card Product Disclosure Sheet
Maybank Credit Cards Terms and Conditions
Petronas Maybank Visa Platinum Credit Card Product Disclosure Sheet
Product review by 
Product review by
Do you happen to travel often with your vehicle? If you do, then the PETRONAS Maybank Platinum Visa is made for you! If you have yet to start refilling your petrol at PETRONAS stations, it’s time to start now, especially when you get to enjoy all the perks that come with this card.
Earn Maybank TreatsPoints with the PETRONAS Maybank Platinum Visa Card
During the weekdays, when you top-up your petrol at any PETRONAS stations, earn 5x Treats Points alongside PETRONAS petrol vouchers provided you swipe using your PETRONAS Maybank Platinum Visa card. However, we highly suggest refilling your petrol during the weekends instead as you get to earn 8x, alongside on all your grocery expenses, which is even better!
Moreover, rejoice in more TreatsPoints by earning 1x TreatsPoint for transactions that fall under dining, entertainment, shopping, utilities, insurance, education institutions, petrol stations other than PETRONAS, and 0% EzyPay.
Note: These TreatsPoints have a maximum expiry date for up to 3 years.
Reap the travel benefits with your PETRONAS Maybank Platinum Visa
One of the perks of owning the PETRONAS Maybank Platinum Visa is how you can enjoy the discounted rates for flight tickets on top of being able to earn TreatsPoints. Once you have accumulated enough TreatsPoints, you can redeem free air flight tickets applicable for any airlines such as Singapore and Malaysia Airlines.
When you are travelling overseas, if you happen to encounter any problems with your Maybank PETRONAS Platinum Visa Credit Card, you could easily reach out to the Maybank concierge services.
Indulge in other Maybank benefits
Annual fees can be a pain sometimes but with the PETRONAS Maybank Platinum Visa, you won’t be charged with any annual fee at all, making it much easier to sustain owning this credit card. The Maybank EzyPay and Maybank Balance Transfer comes with this credit card as well to smooth your credit card management process.
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
FAQs
FAQs
You can apply directly online on our website. Here at CompareHero, we ensure to make it a smooth, hassle-free process for you.
All cardholders need to be earning a minimum income of RM60,000 annually or RM5,000 monthly with a minimum age of 21 years old up to 65 years old. For supplementary cards, you have to be at least 18 years old.
No. There are absolutely zero annual fees for the Maybank PETRONAS Visa Platinum! This applies to both primary and supplementary cardholders.
There are several other fees involved. Some of them include the sales and service tax (SST), which is RM25 for both primary and supplementary cards, a late payment fee which costs 1% of the overdue amount, as well as a cash withdrawal fee which is 5% from the total withdrawal amount.
- - Earn 8x TreatsPoints with groceries and weekend petrol transactions (PETRONAS stations only)
- - Earn 1x TreatsPoint for several categories such as dining, entertainment, shopping, utilities
- - No annual fee for life
- - Redeem air flight tickets with TreatsPoints earned (20,000 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles)
If you are already a regular customer at PETRONAS, then you will benefit a whole lot from this credit card. But if you aren’t a loyal PETRONAS fan and your daily petrol consumption is high, you can consider getting this credit card and make a switch to PETRONAS. Other than that, if you make regular trips to grocery stores on the weekends, you get to reap the rewards as well by earning Treats Points.
