UOB EVOL Card

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RM 3,000

Minimum monthly income

RM 90

Annual fee

RM7.50 per statement month, and waived for the first year. For the subsequent years, the monthly fee is waived when you make 1X retail transaction (except for FPX transactions and EPP/ IPP monthly instalments from second month onwards) per statement month. Supplementary card is free for the first 2 years

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Special Offers

UOB EVOL Card

Apply Now

RM 3,000

Minimum monthly income

RM 90

Annual fee
RM7.50 per statement month, and waived for the first year. For the subsequent years, the monthly fee is waived when you make 1X retail transaction (except for FPX transactions and EPP/ IPP monthly instalments from second month onwards) per statement month. Supplementary card is free for the first 2 years

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Special Offers

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Terms and Conditions Apply

Product details

Features

Good for Cashback

8% cashback on Sustainable Merchants spend such as Kiehls, L’occitane, Origins, Innisfree, MAC Cosmetics and The Body Shop, capped at RM30 (with a minimum monthly spend of RM1,000) or at RM50 (with a minimum monthly spend of RM2,000)

5% cashback on online spend (including e-wallet), entertainment and contactless parking spend, capped at RM30 (with a minimum monthly spend of RM1,000) or at RM50 (with a minimum monthly spend of RM2,000). E-wallet spend is capped at RM15 monthly per principal cardholder

Waive your annual fee when you make 1X retail transaction every month (excluding FPX transactions and EPP/ IPP monthly instalments from second month onwards)

Eligibility

Minimum monthly income	RM 3,000
Minimum age:
Cardholder	21
Supplementary Cardholder	18

Fees & Charges

Annual fee	RM 90	RM7.50 per statement month. RM30 per annum for Supplementary Cardholder(s)
Annual fee waiver	Yes	RM7.50 per statement month, and waived for the first year. For the subsequent years, the monthly fee is waived when you make 1X retail transaction (except for FPX transactions and EPP/ IPP monthly instalments from second month onwards) per statement month. Supplementary card is free for the first 2 years
Late payment fee	RM 10/1%	1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate	15%	For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months
Balance transfer rate (fixed)	0%	Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000.

Annual fee	RM 90 RM7.50 per statement month. RM30 per annum for Supplementary Cardholder(s)
Annual fee waiver	Yes RM7.50 per statement month, and waived for the first year. For the subsequent years, the monthly fee is waived when you make 1X retail transaction (except for FPX transactions and EPP/ IPP monthly instalments from second month onwards) per statement month. Supplementary card is free for the first 2 years
Late payment fee	RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate	15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months
Balance transfer rate (fixed)	0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000.