UOB Lady's Card
UOB Lady's Card
RM 5,000
Minimum monthly income
RM 128
Annual fee
New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025).
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
Get up to RM200 Touch 'n Go eWallet Credits guaranteed when you apply, activate, and spend with UOB Credit Cards via CompareHero today.
Product details
Product details
Benefits
Features and Benefits: UOB Lady's Card UNIRM Points
| UNIRinggit Rewards Points | Spend Categories | Capped Amount/Conditions |
|
10X UNIRM points per RM1 |
Fashion spend (online or in-store) |
Lady's Platinum Card: 15,000 UNIRM per month Maximum 20,000,000 UNIRM per month for the total Lady's cardmember base (inclusive of UOB Lady's Solitaire Card) |
|
5X UNIRM points per RM1 |
Grocery purchases at supermarkets and hypermarkets (online or in-store) |
Lady's Platinum Card: 15,000 UNIRM per month Maximum 20,000,000 UNIRM per month for the total Lady's cardmember base (inclusive of UOB Lady's Solitaire Card) |
|
1X UNIRM points per RM1 |
All other retail spend | None |
Features
Good for
Rewards/Offers
10x UNIRM for every RM1 spent on fashion purchases (online or in-store)
5x UNIRM for every RM1 spent on grocery purchases at supermarkets and hypermarkets (online or in-store)
1X UNIRM points on all other retail spend
Convert eligible Education, Medical, Luxury Purchases, Travel Spend, and Overseas Transactions into a 0% interest installment plan, with minimum spending requirements of RM10,000 for 12 months or RM3,000 for 3 months, depending on the category (T&Cs apply)
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 128 | RM30 for Supplementary Cardholder(s) |
| Annual fee waiver | Yes | New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025). |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 0% | Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
| Annual fee |
RM 128 RM30 for Supplementary Cardholder(s) |
| Annual fee waiver |
Yes New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025). |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) |
0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees
- - Photocopy of NRIC (both sides)
- - Latest 3 months' salary slips, AND any of the following
- - Latest EPF statement
- - Latest Form B/BE with tax payment receipt
- - Latest 3 months' bank statement
-
- Latest Form BE with tax receipt
Self-Employed
- - Photocopy of NRIC (both sides)
- - Latest Form BE with tax receipt
- - Photocopy of Business Registration Form
-
- Latest 6 months' bank statements (showing business turnover)
Foreigners
- - Photocopy of passport
- - Latest 2 months' salary slips
- - Work permit must be valid for at least 1 year at the time of application
-
- Letter of employment
Click here to read the UOB Lady's Card Terms and Conditions.
Click here to read the UOB Lady's Card Product Disclosure Sheet.
