UOB Lady's Card®
RM 2,000
Minimum monthly income
RM 68
Annual fee
15%
Interest rate p.a
6%
Balance transfer rate (fixed)
UOB Lady's Card®
RM 2,000
Minimum monthly income
RM 68
Annual fee
15%
Interest rate p.a
6%
Balance transfer rate (fixed)
Special Offers
Win a Rotary Air Fryer (Z6) worth RM600 or RM300 credits via Rewards360 when you apply, activate and spend with UOB credit cards via CompareHero today.
Product details
Product details
Benefits
Features and Benefits: UOB Lady's Card UNIRM Points
| UNIRinggit Rewards Points | Spend Categories | Capped Amount/Conditions |
| 10X UNIRM points per RM1 | Online or in-store fashion spend | Lady's Classic Card: 8,000 UNIRM per month Lady's Platinum Card: 15,000 UNIRM per month Maximum 20,000 UNIRM* per month for the total Lady's cardmember base (inclusive of UOB Lady's Solitaire Card *based on a first-come, first-served basis *T&Cs apply |
| 5X UNIRM points per RM1 | Online or in-store supermarket spend | Lady's Classic Card: 8,000 UNIRM per month Lady's Platinum Card: 15,000 UNIRM per month Maximum 20,000 UNIRM* per month for the total Lady's cardmember base (inclusive of UOB Lady's Solitaire Card *based on a first-come, first-served basis *T&Cs apply |
| 1X UNIRM points per RM1 | All other retail spend | None |
Features
Good for Rewards/Offers
10x UNIRM rewards points on online or in-store fashion purchases
5x UNIRM rewards points on online or in-store supermarket purchases
1X UNIRM points on all other retail spend
Put your new luxury (jewelries, shoes or bags) or wellness (spa, health practitioners) spend worth RM2,000 or more on a 6 or 12-month 0% instalment payment plan (RM4,000 single receipt, 12 month instalment for wellness spend)
Convert your foreign currency spend worth RM3,000 or more into a 0% Luxepay Interest Easi-Payment Plan with a 3 month repayment term
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 68 | RM68 for Classic, RM 128 for Platinum |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 6% | 12 months Balance Transfer period |
| Annual fee | RM 68 RM68 for Classic, RM 128 for Platinum |
| Annual fee waiver | No |
| Late payment fee | RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 6% 12 months Balance Transfer period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Employees
- Photocopy of NRIC (both sides)
- Latest month salary slip
- Latest EPF statement
- Personal bank statement showing salary credited
- Latest income tax return with LHDN receipt
Self Employed
- Photocopy of NRIC (both sides)
- Form 9 & 24/Business and/or Company Registration
- Latest income tax return with LHDN receipt
- Latest 6 months bank statements (showing business turnover)
