UOB Lady's Card

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RM 5,000

Minimum monthly income

RM 128

Annual fee

New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025).

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Special Offers

UOB Lady's Card

Apply Now

RM 5,000

Minimum monthly income

RM 128

Annual fee
New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025).

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Special Offers

Win iPad Pro M4 OR get up to RM500 Touch 'n Go eWallet Credits guaranteed when you apply, activate, and spend with UOB Credit Cards via CompareHero today.

Terms and Conditions Apply

Product details

Benefits

Features and Benefits: UOB Lady's Card UNIRM Points

UNIRinggit Rewards Points	Spend Categories	Capped Amount/Conditions
10X UNIRM points per RM1	Fashion spend (online or in-store)	Lady's Platinum Card: 15,000 UNIRM per month Maximum 20,000,000 UNIRM per month for the total Lady's cardmember base (inclusive of UOB Lady's Solitaire Card)
5X UNIRM points per RM1	Grocery purchases at supermarkets and hypermarkets (online or in-store)	Lady's Platinum Card: 15,000 UNIRM per month Maximum 20,000,000 UNIRM per month for the total Lady's cardmember base (inclusive of UOB Lady's Solitaire Card)
1X UNIRM points per RM1	All other retail spend	None

Features

Good for Rewards/Offers

10x UNIRM for every RM1 spent on fashion purchases (online or in-store)

5x UNIRM for every RM1 spent on grocery purchases at supermarkets and hypermarkets (online or in-store)

1X UNIRM points on all other retail spend

Convert eligible Education, Medical, Luxury Purchases, Travel Spend, and Overseas Transactions into a 0% interest installment plan, with minimum spending requirements of RM10,000 for 12 months or RM3,000 for 3 months, depending on the category (T&Cs apply)

Eligibility

Minimum monthly income	RM 5,000
Minimum age:
Cardholder	21
Supplementary Cardholder	18

Fees & Charges

Annual fee	RM 128	RM30 for Supplementary Cardholder(s)
Annual fee waiver	Yes	New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025).
Late payment fee	RM 10/1%	1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate	15%	For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months
Balance transfer rate (fixed)	0%	Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000.

Annual fee	RM 128 RM30 for Supplementary Cardholder(s)
Annual fee waiver	Yes New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025).
Late payment fee	RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate	15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months
Balance transfer rate (fixed)	0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000.