UOB ONE Card
UOB ONE Card
RM 3,000
Minimum monthly income
RM 195
Annual fee
New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025).
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Features
Good for
Cashback
10% cashback on petrol, dining, selected grocers/supermarkets and Grab transactions when you meet the minimum spend requirement of RM1,500 per statement month (capped at RM15 per statement month)
0.2% cashback on petrol, dining, selected grocers/supermarkets and Grab transactions if you don't meet the minimum spend requirement per statement month (capped at RM15 per statement month)
Unlimited 0.2% cashback on all other retail purchases (no minimum spend required)
Eligibility
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 195 | RM100 for Supplementary Card |
| Annual fee waiver | Yes | New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025). |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 0% | Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
| Annual fee |
RM 195 RM100 for Supplementary Card |
| Annual fee waiver |
Yes New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025). |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) |
0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees
- - Photocopy of NRIC (both sides)
- - Latest 3 months' salary slips, AND any of the following
- - Latest EPF statement
- - Latest Form B/BE with tax payment receipt
- - Latest 3 months' bank statement
-
- Latest Form BE with tax receipt
Self Employed
- - Photocopy of NRIC (both sides)
- - Latest Form BE with tax receipt
- - Photocopy of Business Registration Form
-
- Latest 6 months' bank statements (showing business turnover)
Foreigners
- - Photocopy of passport
- - Latest 2 months' salary slips
- - Work permit must be valid for at least 1 year at the time of application
-
- Letter of employment
Click here to read the UOB ONE Card Terms and Conditions.
Click here to read the UOB ONE Card Product Disclosure Sheet.
