
UOB Visa Infinite Card

Features and Benefits: UOB Visa Infinite Card UNIRM
UNIRM Rewards Points | Spend Categories | Minimum Monthly Spend Amount |
10X UNIRM per RM1 |
Overseas (Using foreign currencies) |
None |
5X UNIRM per RM1 |
Dining at Michelin-starred restaurants in KL and Penang *Offer is valid until 31 December 2025 *Offer is open to new and existing bank customers *T&Cs apply *Full list of participating restaurants |
Capped at 15,000 UNIRM per customer, per month |
5X UNIRM per RM1 |
Local Dining | RM1,000 or above |
Minimum monthly income | RM 10,000 |
Minimum age: | |
Cardholder | 21 |
Supplementary Cardholder | 18 |
Annual fee | RM 600 | RM300 for Supplementary Cardholder(s) |
Annual fee waiver | Yes | New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025). |
Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
Balance transfer rate (fixed) | 0% | Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
Annual fee |
RM 600 RM300 for Supplementary Cardholder(s) |
Annual fee waiver |
Yes New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025). |
Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate |
15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
Balance transfer rate (fixed) |
0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
You will need to provide several documents such as (varies between different banks):
Salaried Employees
Self-Employed