CIMB Bank
CIMB Visa Signature Credit Card

CIMB Visa Signature Credit Card

RM 5,000

Minimum monthly income

RM 0

Annual fee
waived for life

15%

Interest rate p.a

7.99%

Balance transfer rate (fixed)

Special Offers

Get a guaranteed Barry Smith 20" Luggage Bag worth RM749 or Shopee eVoucher worth RM150 when you successfully apply, activate and spend with CIMB e Credit Card.

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Product details

Features
Good for No Annual Payments, Travel & Rewards/Offers
2X Bonus Points for overseas spend
1X Bonus Points for local spend
5X Bonus Points on every grocery spend at all grocers nationwide such as Jaya Grocer, Giant, Ben's Independent Grocer, Aeon, Tesco, Econsave, 99 Speedmart, Family Mart and many more!
2X access to Plaza Premium Lounge
10% OFF at The ZON Duty Free outlets
Up to 1 Million Travel Insurance Coverage
Up to USD200 eCommerce Purchase Protection
Conditions for lounge access: Automatic annual renewal with a minimum total retail and online spend of RM100,000 per annum. Plaza Premium Lounge access is eligible for CIMB Visa Signature principal cardholders only and is non-transferable.
Eligibility
Minimum monthly income RM 5,000
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 0
waived for life
Annual fee waiver Yes
waived for life
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 7.99%
9 months Balance Transfer period
Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Employees (Malaysian):

Multinational / Public listed Companies/Government/Semi Government office

  • Photocopy of MyKad (both sides)
  • Latest month salary slip for fixed Income earner or latest 3 month salary slip for Variable Income Earner OR
  • Latest EPF statement with minimum 6 months contribution.

Other Companies

  • Photocopy of MyKad (both sides)
  • Latest 3 month salary slip
  • Latest EPF statement with minimum 6 months contribution.

Self Employed (Malaysian):

  • Photocopy of MyKad (both sides)
  • Minimum latest 6 months company bank statement OR
  • Photocopy of Business Registration Form
  • Latest income tax return Form B AND LHDN payment receipt OR
  • Latest income tax return Form B AND e-filing acknowledgement receipt

Product review by CompareHero.my

If travelling and shopping are activities which you do very often, you might be tempted to own the CIMB Visa Signature Credit Card due to the amazing features offered when it comes to those two categories.


Get rewarded when you spend with your CIMB Visa Signature

When you make a purchase with your CIMB Visa Signature Card overseas, receive 2x CIMB Bonus Points which applies to every RM1 that is being spent! Not currently aboard? No worries - you will still receive 1x Bonus Points when you make purchases locally as well. What’s more, for all your grocery purchases, receive 5x Bonus Points from your favourite grocery store. Doesn’t matter if it’s Aeon, 99 Speedmart or Tesco, all of them reward you with CIMB Bonus Points!


Fulfil your wanderlust with great travel perks

Travelling is always better when we get to receive special treatment. With your CIMB Visa Signature Card, you get to enjoy up to 2x Passes to the Airport Lounges in selected airports. We all know the Plaza Premium Lounges offers a luxurious experience a normal person wouldn’t get unless they own the CIMB Visa Signature Card. Do take note that this is only for principal cardholders. When you spend a minimum amount of RM100,000 annually, this privilege will be automatically renewed for your enjoyment.


If that’s not enough, travel to KLIA or KLIA2 back and forth with a special discounted price normal people wouldn’t be able to receive. Plus point if you book a two way ride as you’ll get an additional 10% discount on top of the special price.


Shopping at The ZON Duty Free outlets will be a better experience as a CIMB Visa Signature cardholder as you will get a 10% discount from your total bill.


It doesn’t end here - you will also be entitled to a travel insurance coverage worth RM1,000,000. That’s a huge amount, considering the fact that there will be times where mishaps happen. Knowing you are able to claim the travel insurance worth that much, you won’t have to worry too much and just focus on travelling.


Love to shop online but scared to get scammed? You can claim up to USD$200 if there are situations whereby your purchases are damaged, incomplete or never delivered.


Enjoy owning the CIMB Visa Signature with more perks


Aside from all the travelling perks, the CIMB Visa Signature also offers a discount for up to 40% when you feast at selected hotels and resorts by Marriot Bonvoy. Some of the selected hotel include The Westin Kuala Lumpur/Langkawi, Le Méridien at Kuala Lumpur, Kota Kinabalu/ Putrajaya, and Element Kuala Lumpur.


Thankfully, all CIMB Visa Signature cardholders are not required to pay any annual fees as well! All year long for as long as you own the credit card, there will not be annual fees payment.

FAQs

To apply for the CIMB Visa Signature Credit Card, we offer an online application form which can be completed in just two simple, quick steps. All you have to do is key in your necessary details and then once you’ve submitted it, we will process your application. For any enquiries, drop us a call or text message at +6012-385 0211 and our customer service in charge will tend to your needs. 

Before you think of applying for the CIMB Visa Signature, you have to be earning at least RM5,000 every month as that is the minimum requirement. Your age will also be taken into account. For principal cards, you must be at least 21 years old and above. Supplementary cardholders can be a little younger, which is at least 18 years old and above. 

No. Whether you are a principal or supplementary cardholder, you will not be charged with an annual fee for owning the CIMB Visa Signature. 

Although there are no annual fees, you have to take note of the various other charges and fees applied such as the sales and service tax which is RM25. This fee will only be charged once you activate your credit card and during your anniversary dates every year. 

  • Receive 5x Bonus Points for all your grocery spendings
  • Receive 2x Bonus Points for all your international spendings
  • Receive 1x Bonus Poitns for all your local spendings 
  • Travel benefits including insurance, discounts and 2x passes to Plaza Premium Lounges
  • For a lifetime, there are no annual fees 

For those who fancy luxurious travels, the CIMB Visa Signature will satisfy those needs, especially if you tend to shop overseas as well! If part of your monthly expenses include groceries, then all the more reason for you to get this credit card. 

CIMB Visa Signature Credit Card
CIMB Visa Signature Credit Card
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