Maybank myimpact Visa Signature
Maybank myimpact Visa Signature
RM 3,000
Minimum monthly income
RM 0
Annual fee
Waived for life
15%
Interest rate p.a
%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for Rewards/Offers & Cashback
The first credit card in Malaysia with a built-in carbon calculator
No annual fees for life
1% cashback on Environment, Social & Governance (‘ESG’)-friendly spend at selected merchants
1x TreatsPoints for every RM1 spend
No late payment fees
Eligibility
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Waived for life |
| Annual fee waiver | Yes | Waived for life |
| Interest rate | 15% | No compounding interest |
| Annual fee | RM 0 Waived for life |
| Annual fee waiver | Yes Waived for life |
| Interest rate | 15% No compounding interest |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
Latest BE form with official tax receipt
Latest 3 months' salary slips
Latest 6 months' savings account activity/current account statement
Self Employed:
- Copies of Business Registration/Trading License/ Form 9, Form 24, Form 49
- Latest 6 months company/personal Bank Statements
Expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
FAQs
FAQs
These transactions are not included in the accumulation of Treatpoints and Cashback:
TreatsPoints
- Spend on petrol, airlines, government bodies, any reloads on e-wallets and payment via JomPAY and FPX
- Refunded, disputed, unauthorized or fraudulent retail transactions; Payment of card annual membership fees, interest charges/Management Fee, late payment charges, cash advance fees
- Any other form of service or miscellaneous fees
Cashback
- Transactions for Maybank EzyCash/-i, Maybank EzyPay Plus/-i, Maybank Ezypay/-i, Cash Treats/-i, Cash Advance, Balance Transfer/-i, Quasi Cash
- Payment to JomPay
- FPX transaction – payment to service providers
- Refunded, disputed, unauthorized or fraudulent retail transactions
- Payment for transaction fees, payment for annual card membership fees, profit payments, late payment fees, charges for cash withdrawals
- Any other form of services or miscellaneous fees i.e. legal fees, statement reprint request fees etc
- Spend on petrol, airlines, Government Bodies, utilities and e-wallets reloads
You can't use the Maybank myimpact Visa Signature Credit Card on any non-Shariah-compliant merchants and on the stores, establishments and services written below.
- Cigar Stores and Stands
- Funeral Services and Crematories
- Dating Services
- Government Owned Lotteries (US Region only)
- Government Licensed Online Casinos (Online Gambling) (US Region only)
- Government Licensed Horse/Dog Racing (US Region only)
- Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting and Wagers at Race Tracks
- Government Owned Lotteries (Non US region)
- Gambling-Horse and Dog Racing, State Lotteries
Notifications will be sent to customers through either SMS or email.
TreatsPoints are exclusively applicable for offsetting Service Tax or redeeming vouchers, items, or Airmiles.
Maybank TreatsPoints will have a 3-year expiration.
