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Enjoy up to 15% monthly cashback on petrol and selected eWallet, groceries plus dining spend
Maximise your monthly excursions with rebates of up to 15%!
Get extra cash at low interest rates
Enjoy extra cash from RM1,000 up to 100% of your available credit limit at low interest rates with Cash-On-Call Plus.
Flexible credit lines
Improve cash flow with Standard Chartered's Easy-Payment-Scheme, Automatic Balance Conversion, Flexi-On-Balance-Plus, Credit Card Limit Increase and many more.
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
| Annual fee | RM 0 | Free* |
| Annual fee waiver | Yes | Free for the first year. Thereafter, RM250 annual fee is charged for the Principal Card while it is free for the Supplementary Card |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Per annum and for cardmembers who promptly settle their minimum payment due for 12 consecutive months, with a max cap of 18% interest dependent on cardmembers' payment behaviour |
| Balance transfer rate (fixed) | 3.99% | Up to 36 months Balance Transfer period with minimum transfer of RM1,000 and no one-time upfront handling fee |
| Annual fee |
RM 0 Free* |
| Annual fee waiver |
Yes Free for the first year. Thereafter, RM250 annual fee is charged for the Principal Card while it is free for the Supplementary Card |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Per annum and for cardmembers who promptly settle their minimum payment due for 12 consecutive months, with a max cap of 18% interest dependent on cardmembers' payment behaviour |
| Balance transfer rate (fixed) |
3.99% Up to 36 months Balance Transfer period with minimum transfer of RM1,000 and no one-time upfront handling fee |
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Private Fixed Income and Government)
Salaried Employees (Commission earner)
Business Owners
For existing Standard Chartered credit cardholders:
Only update your documents if you've recently had a change in your salary
Note:
Effective 13 May 2024, please ensure that "Akaun 3" is shown in the downloaded EPF statement.
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