UOB Simple Card
UOB Simple Card
RM 2,000
Minimum monthly income
RM 0
Annual fee
Free for life
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Features
Good for
Cashback
Earn 10% cashback on finance charges on purchases and cash advances per month when you pay the minimum monthly due on or before the due date
No cap on cashback
No late payment charges
No annual fees for Principal and Supplementary Cardholders
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free for life |
| Annual fee waiver | Yes | Free for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 0% | Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
| Annual fee |
RM 0 Free for life |
| Annual fee waiver |
Yes Free for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) |
0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees
- - Photocopy of NRIC (both sides)
- - Latest 3 months' salary slips, AND any of the following
- - Latest EPF statement
- - Latest Form B/BE with tax payment receipt
- - Latest 3 months' bank statement
-
- Latest Form BE with tax receipt
Self-Employed
- - Photocopy of NRIC (both sides)
- - Latest Form BE with tax receipt
- - Photocopy of Business Registration Form
-
- Latest 6 months' bank statements (showing business turnover)
Foreigners
- - Photocopy of passport
- - Latest 2 months' salary slips
- - Work permit must be valid for at least 1 year at the time of application
-
- Letter of employment
Click here to read the UOB Simple Card Terms and Conditions.
Click here to read the UOB Simple Card Product Disclosure Sheet.
