UOB Zenith Card
UOB Zenith Card
RM 16,000
Minimum monthly income
RM 1,000
Annual fee
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Benefits
Features and Benefits: UOB Zenith Card UNIRM
| UNIRM Rewards Points | Spend Categories | Capping Limit |
|
5X UNIRM per RM1 |
Dining at MICHELIN-starred restaurants in Kuala Lumpur and Penang *Offer is valid until 31 December 2025 *Offer is open to new and existing bank customers *T&Cs apply *Full list of participating restaurants |
Capped at 15,000 UNIRM per customer, per month |
|
2X UNIRM per RM1 |
Overseas spend | No limit |
| 1X UNIRM per RM1 | Local spend | No limit |
Features
Good for
Travel & Rewards/Offers
5X UNIRM for every RM1 spent dining at MICHELIN-starred restaurants in KL and Penang (valid till 31 December 2025 with T&Cs apply)
2X UNIRM for every RM1 spent overseas
1X UNIRM for every RM1 spent locally
250,000 UNIRM as a bonus when you spend RM240,000 and above annually
Up to 50% worth of relationship bonus to earn for being a loyal cardmember
Get a complimentary Grab ride home within Klang Valley from KLIA1 when you make 3 overseas retail transactions in the past 45 days (promo code: UOBKLIA, capped at RM180 per redemption)
Enjoy 12X complimentary access per calendar year to Plaza Premium Lounge and its affiliate partners, including access to the private lounge at KLIA1 (1X access per day, subject to availability). Principal cardmembers are entitled to complimentary airport lounge access with one (1) guest per visit. Supplementary cardmembers will no longer be available to enjoy all complimentary airport lounges
Enjoy a complimentary night stay for free at any hotel booked directly via UOB Zenith Concierge for a minimum stay of 4 consecutive nights
Have exclusive access to UOB Zenith Concierge services for inquiries on car rental, travel, dining and golfing arrangements, among others
Enjoy heaps of Priceless Experience benefits by Mastercard
Enjoy up to USD500,000 worth of coverage inclusive of Travel Insurance, Purchase Protection and E-Commerce Purchase Protection (T&Cs apply)
Eligibility
| Minimum monthly income | RM 16,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 1,000 | Complimentary for Supplementary Cardholder(s) |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle their Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 0% | Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
| Annual fee |
RM 1,000 Complimentary for Supplementary Cardholder(s) |
| Annual fee waiver |
No |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% For cardmembers who promptly settle their Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) |
0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees
- - Photocopy of NRIC (both sides)
- - Latest 3 months' salary slips, AND any of the following
- - Latest EPF statement
- - Latest Form B/BE with tax payment receipt
- - Latest 3 months' bank statement
-
- Latest Form BE with tax receipt
Self-Employed
- - Photocopy of NRIC (both sides)
- - Latest Form BE with tax receipt
- - Photocopy of Business Registration Form
-
- Latest 6 months' bank statements (showing business turnover)
Foreigners
- - Photocopy of passport
- - Latest 2 months' salary slips
- - Work permit must be valid for at least 1 year at the time of application
-
- Letter of employment
UOB Zenith Card Terms and Conditions.
UOB Zenith Card Product Disclosure Sheet.
