Do I qualify for a personal loan?

Most banks will require you to be a Malaysia Citizen or Permanent Resident, aged 21 and above (but not over 60 years old) and earn a monthly gross income of at least RM3,000 or more. Proof of identification, income, and residence must also be submitted to be approved for a personal loan.

Banks will also look at your credit rating before approving or rejecting the loan application.