A personal loan is a one-time loan where the principal and interest are repaid in small fixed amounts at regular intervals. Payments are usually made on a monthly basis for a predetermined period of time.
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Is It Good To Have Multiple Credit Cards? In today’s era of digital and cashless transactions, credit cards became a way of life. The big question is – should we have multiple credit cards? The most common school of thought will say NO – since credit card is always associated with mounting debts. However, this […]
What is a ‘debt service ratio’? If you have ever applied for a car, home or personal loan, you will probably have heard the phrase ‘debt service ratio’ from the bank’s loan officers whilst they explain to you how the loan works.