We’re not talking about the “Confessions of a Shopaholic” kind, where people are basically addicted to spending money they don’t have. We’re talking about people who repeatedly apply and cancel credit cards to earn rewards, bonus points, cashback and free gifts. This practice is also known as credit card churning. There are ways of maximizing […]

In today’s era of digital and cashless transactions, credit cards became a way of life. The big question is – should we have multiple credit cards? Is it good to have multiple credit cards? The most common school of thought will say NO since the credit card is always associated with mounting debts. However, this […]

Have your groceries and daily necessities gotten more expensive lately? After a pandemic-induced decline in prices for 2020, Bank Negara Malaysia (BNM) has announced that headline inflation (which measures the total inflation within an economy, including food and energy prices) will temporarily spike to above 5% in the second quarter of 2021. In times like […]

Adakah anda sentiasa membuat pembayaran lewat untuk kad kredit anda? Atau anda mungkin berfikir bahawa kelewatan beberapa pembayaran bukan masalah besar. Sememangnya, pihak bank ataupun institusi kewangan kredit kad anda tidak akan muncul di pintu anda setelah anda kehilangan satu pembayaran, tetapi tindakan pasti diambil disebalik tabir. Tindakan ini akan memberi kesan terhadap anda untuk […]

Ramai golongan millennial yang baharu sahaja mendapat kad kredit tidak mengetahui fungsi sepenuhnya, dan cara yang betul untuk menggunakan kad kredit. Jika anda baharu sahaja mendapat kad kredit, atau anda sedang pertimbangkan untuk mendapat kad kredit, kami berikan 7 tip tentang kad kredit yang mungkin anda tidak ketahui sebelum ini. 1. Mata ganjaran kad kredit mempunyai […]

Credit cards provide convenience, but if you don’t use it the right way, you may be losing out without realising it. Here are 9 fees and charges that you must know to avoid being charged unnecessarily when using a credit card. 1. Cash advance fees Some credit cards offer cash advance to the cardholder. This […]

There’s a common misconception that paying in cash, as opposed to via a credit card, is always apparently the savvier, wiser, safer and better way. But is it really? Though not paying your credit card debt on time will definitely cause you to be saddled with debt, the real issue with credit cards are not […]

Jika anda merupakan pengguna kad kredit, salah satu ciri kad kredit ini sudah pasti anda ketahui. Tetapi, adakah anda tahu bagaimana pelan bayaran ansuran ini berfungsi? Artikel ini akan menghuraikan fakta tersebut dan juga membantu anda untuk memaksimakan kelebihan yang terdapat pada ciri tersebut. Apa itu pelan bayaran ansuran? Pelan bayaran ansuran (instalment payment plan) […]

[2021] Past Credit Card Promotions Terms and Conditions Month Standard Promotion Flash Deal Hero Giveaway March Citibank Standard Chartered CIMB HSBC 1 HSBC 2 HSBC 3 Citibank 1a Citibank 1b Citibank 2 Citibank 3 Citibank 4 CIMB Standard Chartered February Citibank HSBC Standard Chartered Citibank 1a Citibank 1b Citibank 2 Citibank 3 Citibank 4 Citibank […]

This article was first published on July 16, 2018 and has been edited and updated for accuracy and clarity. You may have heard of this credit card feature before, but do you know how instalment payment plans work? Learn more about it here and how you can take advantage of instalment payment plans now. What […]

What is a credit card? A credit card is a way to pay for goods and services and is essentially a type of short term loan issued by a bank or a financial institution to the account holder. This means that whenever you spend with your card, you’re borrowing money from the bank and paying […]

Jika digunakan dengan betul kad kredit akan memudahkan hidup anda. Kami senaraikan 9 caj kad kredit yang perlu anda ketahui untuk mengelakkan caj berlebihan sewaktu menggunakan kad kredit supaya anda tidak rugi. 1. Caj pendahuluan tunai Terdapat beberapa bank di Malaysia yang menawarkan pendahuluan tunai untuk pemegang kad kredit. Fungsi ini membenarkan pemegang kad kredit […]

A credit card gives you the convenience to purchase things without having to carry cash. However, it also requires you to spend responsibly as you should clear your credit card bills in full, and on time – in order to avoid interest charges and late payment fees. So as a credit cardholder, it’s important to […]

Tahukah anda, dalam beberapa situasi, membuat pembayaran menggunakan kad kredit lebih baik berbanding menggunakan tunai? Untuk tujuan keselamatan, keselesaan, dan juga pelbagai faedah lain, ketahui mengapa lebih ramai gemar menggunakan kad kredit berbanding tunai. Baca juga: 6 Tips Mudah Lulus & Syarat Kelayakan Permohonan Kad Kredit Bagaimana kad kredit berfungsi? Sebelum kita masuk ke tajuk kelebihan […]

Sebagai pemegang kad kredit, antara situasi yang paling ditakuti ialah pembayaran transaksi anda ditolak, terutamanya ketika di kaunter bayaran. Elakkan situasi janggal ini daripada berlaku. Ketahui sebab kad kredit anda ditolak serta apa yang perlu anda lakukan. 1. Anda melakukan pembelian di luar negara Situasi ini boleh berlaku jika anda tidak memaklumkan kepada bank bahawa […]

Ketahui 6 tip ini yang boleh membantu meningkatkan peluang permohonan kad kredit anda diluluskan oleh pihak bank! 1. Faktor umur dan sejarah kerja Umur dan sejarah kerja seseorang memainkan peranan dalam menentukan sama ada permohonan kad kredit akan diterima atau ditolak oleh pihak bank. Bagi faktor pekerjaan, sekiranya seseorang itu baru memasuki alam pekerjaan, mereka […]

Credit cards can boost or sink your credit score, a financial tool that opens doors to many good things in life – such as favourable bank loans for your dream car and home, as well as competitive interest rates. Find out what you should do and what to avoid so you can achieve a healthy […]

Being good with money doesn’t mean you need to stop spending. Instead, what matters more is knowing how to properly manage and spend your money because let’s face it – there’s no way to evade spending! While you are out grocery shopping or paying your utilities remember to make the most out of it through […]

Maybank Group, through its Islamic banking arm, Maybank Islamic Berhad, today launched a new Islamic corporate card, the first in the market that channels a percentage of customer spending to charity. The bank will contribute 0.1% of all customer spending on overseas merchants, such as eBay, Amazon and Apple, to selected charity bodies.  Based on […]

The long-awaited annual year-end-sale is back. There’s only one reason why everyone’s looking forward to the 12.12 yearly sales tradition, and it’s because of the massive markdowns. With savings of up to 70% off, there’s plenty for everyone across all categories. And what’s even better than massive markdowns? Credit card discounts on top of those […]