- How To Reduce Your Monthly Expenses With A Smart Credit Card
Have your groceries and daily necessities gotten more expensive lately? After a pandemic-induced decline in prices for 2020, Bank Negara Malaysia (BNM) has announced that headline inflation (which measures the total inflation within an economy, including food and energy prices) will temporarily spike to above 5% in the second quarter of 2021. In times like […]
Read More - 5 Sebab Bahaya Lambat Lakukan Bayaran Kad Kredit
Adakah anda sentiasa membuat pembayaran lewat untuk kad kredit anda? Atau anda mungkin berfikir bahawa kelewatan beberapa pembayaran bukan masalah besar. Sememangnya, pihak bank ataupun institusi kewangan kredit kad anda tidak akan muncul di pintu anda setelah anda kehilangan satu pembayaran, tetapi tindakan pasti diambil disebalik tabir. Tindakan ini akan memberi kesan terhadap anda untuk […]
Read More - Cara Guna Kad Kredit Yang Golongan Millenial Patut Tahu
Ramai golongan millennial yang baharu sahaja mendapat kad kredit tidak mengetahui fungsi sepenuhnya, dan cara yang betul untuk menggunakan kad kredit. Jika anda baharu sahaja mendapat kad kredit, atau anda sedang pertimbangkan untuk mendapat kad kredit, kami berikan 7 tip tentang kad kredit yang mungkin anda tidak ketahui sebelum ini. 1. Mata ganjaran kad kredit mempunyai […]
Read More - 9 Types Of Credit Card Charges You Must Know About
Credit cards provide convenience, but if you don’t use it the right way, you may be losing out without realising it. Here are 9 fees and charges that you must know to avoid being charged unnecessarily when using a credit card. 1. Cash advance fees Some credit cards offer cash advance to the cardholder. This […]
Read More - 3 Ways The Standard Chartered JustOne Platinum Mastercard Helps You Save Money
There’s a common misconception that paying in cash, as opposed to via a credit card, is always apparently the savvier, wiser, safer and better way. But is it really? Though not paying your credit card debt on time will definitely cause you to be saddled with debt, the real issue with credit cards are not […]
Read More - Tips Beli Barangan Guna Pelan Bayaran Ansuran
Jika anda merupakan pengguna kad kredit, salah satu ciri kad kredit ini sudah pasti anda ketahui. Tetapi, adakah anda tahu bagaimana pelan bayaran ansuran ini berfungsi? Artikel ini akan menghuraikan fakta tersebut dan juga membantu anda untuk memaksimakan kelebihan yang terdapat pada ciri tersebut. Apa itu pelan bayaran ansuran? Pelan bayaran ansuran (instalment payment plan) […]
Read More - Credit Card Past Promotions Terms and Conditions
[2021] Past Credit Card Promotions Terms and Conditions Month Standard Promotion Flash Deal Hero Giveaway March Citibank Standard Chartered CIMB HSBC 1 HSBC 2 HSBC 3 Citibank 1a Citibank 1b Citibank 2 Citibank 3 Citibank 4 CIMB Standard Chartered February Citibank HSBC Standard Chartered Citibank 1a Citibank 1b Citibank 2 Citibank 3 Citibank 4 Citibank […]
Read More - Easy Payment Plan (EPP): How Credit Card Instalment Works In Malaysia
This article was first published on July 16, 2018 and has been edited and updated for accuracy and clarity. You may have heard of this credit card feature before, but do you know how instalment payment plans work? Learn more about it here and how you can take advantage of instalment payment plans now. What […]
Read More - Credit Card 101: Everything You Need To Know About Credit Card
What is a credit card? A credit card is a way to pay for goods and services and is essentially a type of short term loan issued by a bank or a financial institution to the account holder. This means that whenever you spend with your card, you’re borrowing money from the bank and paying […]
Read More - 9 Jenis Caj Kad Kredit Termasuk Pengeluaran Tunai & Transfer Duit
Jika digunakan dengan betul kad kredit akan memudahkan hidup anda. Kami senaraikan 9 caj kad kredit yang perlu anda ketahui untuk mengelakkan caj berlebihan sewaktu menggunakan kad kredit supaya anda tidak rugi. 1. Caj pendahuluan tunai Terdapat beberapa bank di Malaysia yang menawarkan pendahuluan tunai untuk pemegang kad kredit. Fungsi ini membenarkan pemegang kad kredit […]
Read More - How Credit Card Minimum Payments And Interest Are Calculated
A credit card gives you the convenience to purchase things without having to carry cash. However, it also requires you to spend responsibly as you should clear your credit card bills in full, and on time – in order to avoid interest charges and late payment fees. So as a credit cardholder, it’s important to […]
Read More - Kelebihan Menggunakan Kad Kredit Berbanding Tunai
Tahukah anda, dalam beberapa situasi, membuat pembayaran menggunakan kad kredit lebih baik berbanding menggunakan tunai? Untuk tujuan keselamatan, keselesaan, dan juga pelbagai faedah lain, ketahui mengapa lebih ramai gemar menggunakan kad kredit berbanding tunai. Baca juga: 6 Tips Mudah Lulus & Syarat Kelayakan Permohonan Kad Kredit Bagaimana kad kredit berfungsi? Sebelum kita masuk ke tajuk kelebihan […]
Read More - 6 Sebab Pembayaran Kad Kredit Anda Ditolak
Sebagai pemegang kad kredit, antara situasi yang paling ditakuti ialah pembayaran transaksi anda ditolak, terutamanya ketika di kaunter bayaran. Elakkan situasi janggal ini daripada berlaku. Ketahui sebab kad kredit anda ditolak serta apa yang perlu anda lakukan. 1. Anda melakukan pembelian di luar negara Situasi ini boleh berlaku jika anda tidak memaklumkan kepada bank bahawa […]
Read More - 6 Tips Mudah Lulus & Syarat Kelayakan Permohonan Kad Kredit
Ketahui 6 tip ini yang boleh membantu meningkatkan peluang permohonan kad kredit anda diluluskan oleh pihak bank! 1. Faktor umur dan sejarah kerja Umur dan sejarah kerja seseorang memainkan peranan dalam menentukan sama ada permohonan kad kredit akan diterima atau ditolak oleh pihak bank. Bagi faktor pekerjaan, sekiranya seseorang itu baru memasuki alam pekerjaan, mereka […]
Read More - How Credit Cards Can Affect Your Credit Score
Credit cards can boost or sink your credit score, a financial tool that opens doors to many good things in life – such as favourable bank loans for your dream car and home, as well as competitive interest rates. Find out what you should do and what to avoid so you can achieve a healthy […]
Read More - Be A Smart Shopper – Save And Earn More With The Lazada Citi Credit Card!
Being good with money doesn’t mean you need to stop spending. Instead, what matters more is knowing how to properly manage and spend your money because let’s face it – there’s no way to evade spending! While you are out grocery shopping or paying your utilities remember to make the most out of it through […]
Read More - Maybank Islamic Berhad Launches First-in-market Islamic Corporate Card With A Charity Element
Maybank Group, through its Islamic banking arm, Maybank Islamic Berhad, today launched a new Islamic corporate card, the first in the market that channels a percentage of customer spending to charity. The bank will contribute 0.1% of all customer spending on overseas merchants, such as eBay, Amazon and Apple, to selected charity bodies. Based on […]
Read More - Best 12.12 Credit Card Discounts For Shopee
The long-awaited annual year-end-sale is back. There’s only one reason why everyone’s looking forward to the 12.12 yearly sales tradition, and it’s because of the massive markdowns. With savings of up to 70% off, there’s plenty for everyone across all categories. And what’s even better than massive markdowns? Credit card discounts on top of those […]
Read More - Here Are 7 Reasons Why The CIMB Platinum BusinessCard Should Be Your Company’s Go-To Credit Card
Take your business to the next level with the new CIMB Platinum BusinessCard, and enjoy exclusive rewards like cash rebates. Even better, you don’t need a large business to be qualified for one. When starting a business for the first time, you may choose to use a personal credit card, rather than a business credit […]
Read More - 6 Reasons Why The Standard Chartered Smart Credit Card Is A Must For Every Millennial
The best credit card for Millennials is one that blends well into this generation’s lifestyle, understands their spending habits (aka: digitally-savvy), and offers rewards that are beneficial just for them. Though Millennials tend to shy away from credit cards more than other generations, this piece of plastic is actually a great tool to get the […]
Read More
- 1 2 3 … 8 Next Page »