What is credit card identity theft and how does it happen? This type of fraud can happen if you don’t keep your credit card safe and secure. It is important for you to know the best ways to prevent thieves from stealing your credit card information. Here are some credit card safety tips that you […]

Maybank has formed a partnership with Shopee to introduce an e-commerce credit card called Maybank Shopee Visa Platinum Credit Card. Not only do you get to collect more Shopee coins, but you will also earn extra rewards and benefits for your online shopping experience. Read this article to find out everything you need to know […]

[2021] Past Credit Card Promotions Terms and Conditions Month Standard Promotion Flash Deal Hero Giveaway October Citibank 1 September Standard Chartered HSBC HSBC Standard Chartered Citibank 1 Citibank 2 Citibank 3 Citibank 4 Citibank 5 August Standard Chartered HSBC Citibank 1 Citibank 2 Citibank 3 Citibank 4 July Citibank Standard Chartered HSBC HSBC Standard Chartered […]

When it comes to applying for a new credit card, one of the questions is, “Which one do I choose? VISA or Mastercard?” Is there a reason for choosing one of the two? And, what should you be looking for when making this decision?  Credit cards are one of the most convenient tools we can […]

We’ve spoken a lot about the importance of getting out of credit card debt, but how do we actually do it? Well, here’s one strategy; a credit card balance transfer. This strategy might be foreign to many people, hence this article is specifically designed to answer those questions. What is a balance transfer? A balance […]

Credit cards definitely do come with their own benefits and challenges, which can make it even more exciting for first-timers. Firstly, it’s a huge milestone to be able to get that card, and secondly, it’s a big adjustment. We don’t mean to scare anyone but credit cards do come with significant risks if it’s used […]

Let’s face it, at the rate of how advanced technology has become nowadays, everyone is slowly turning into a digital savvy person. Not only that, but the recent pandemic has also left consumers with no choice but to familiarise themselves with the digital world. Physical meetings or events have had to be moved online, namely, […]

In this day and age, going digital would be the best option for convenience sake, as well as the safest option especially during a pandemic. Some may shy away from owning credit cards as they would think it’ll just be extra expenses going out of their pockets. But that’s not the case with the Standard […]

Breaking it down, your debit card is essentially a plastic check. That means that whenever you make a purchase, it directly takes the money out of your account. Because of this, there will be no bills and you won’t be paying any interests. More than that, debit cards are also known as ATM cards, which […]

Cashback credit cards can help reduce your daily expenses—as they give you rebates at supermarkets, department stores, petrol stations, convenience stores, and others places where you shop for daily necessities. Some credit cards also offer rebates for dining and entertainment. However, how do you decide on which cashback credit card to get? Here, we have […]

Anda ingin kemudahan kad kredit mematuhi shariah dan prinsipal perbankan Islam? Atau anda sedang mencari alternatif kepada kad kredit konvensional? Ketahui bagaimana kad kredit Islamik berfungsi, dan kad kredit Islamik terbaik di Malaysia melalui artikel ini. Kad kredit Islamik, atau lebih dikenali sebagai Kad Kredit-i di Malaysia menawarkan pilihan untuk golongan Muslim untuk mendapatkan kemudahan […]

Takut untuk menggunakan kad kredit selepas mendengar cerita seram akibat penggunaannya? Lebih lagi kerana ramai telah diajar bahawa memiliki kad kredit satu perkara yang buruk. Artikel ini akan menjelaskan semua salah faham dan mitos berkaitan kad kredit. Ketahui fakta tentang kad kredit untuk bantu anda dapatkan manfaat sepenuhnya disebalik penggunaannya. Mitos 1: Kadar faedah kad […]

We’re not talking about the “Confessions of a Shopaholic” kind, where people are basically addicted to spending money they don’t have. We’re talking about people who repeatedly apply and cancel credit cards to earn rewards, bonus points, cashback and free gifts. This practice is also known as credit card churning. There are ways of maximizing […]

In today’s era of digital and cashless transactions, credit cards became a way of life. The big question is – should we have multiple credit cards? Is it good to have multiple credit cards? The most common school of thought will say NO since the credit card is always associated with mounting debts. However, this […]

Have your groceries and daily necessities gotten more expensive lately? After a pandemic-induced decline in prices for 2020, Bank Negara Malaysia (BNM) has announced that headline inflation (which measures the total inflation within an economy, including food and energy prices) will temporarily spike to above 5% in the second quarter of 2021. In times like […]

Adakah anda sentiasa membuat pembayaran lewat untuk kad kredit anda? Atau anda mungkin berfikir bahawa kelewatan beberapa pembayaran bukan masalah besar. Sememangnya, pihak bank ataupun institusi kewangan kredit kad anda tidak akan muncul di pintu anda setelah anda kehilangan satu pembayaran, tetapi tindakan pasti diambil disebalik tabir. Tindakan ini akan memberi kesan terhadap anda untuk […]

Ramai golongan millennial yang baharu sahaja mendapat kad kredit tidak mengetahui fungsi sepenuhnya, dan cara yang betul untuk menggunakan kad kredit. Jika anda baharu sahaja mendapat kad kredit, atau anda sedang pertimbangkan untuk mendapat kad kredit, kami berikan 7 tip tentang kad kredit yang mungkin anda tidak ketahui sebelum ini. 1. Mata ganjaran kad kredit mempunyai […]

Credit cards provide convenience, but if you don’t use it the right way, you may be losing out without realising it. Here are 9 fees and charges that you must know to avoid being charged unnecessarily when using a credit card. 1. Cash advance fees Some credit cards offer cash advance to the cardholder. This […]

There’s a common misconception that paying in cash, as opposed to via a credit card, is always apparently the savvier, wiser, safer and better way. But is it really? Though not paying your credit card debt on time will definitely cause you to be saddled with debt, the real issue with credit cards are not […]

Jika anda merupakan pengguna kad kredit, salah satu ciri kad kredit ini sudah pasti anda ketahui. Tetapi, adakah anda tahu bagaimana pelan bayaran ansuran ini berfungsi? Artikel ini akan menghuraikan fakta tersebut dan juga membantu anda untuk memaksimakan kelebihan yang terdapat pada ciri tersebut. Apa itu pelan bayaran ansuran? Pelan bayaran ansuran (instalment payment plan) […]