UOB World Card
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RM 5,000
Minimum monthly income
RM 600
Annual fee
15%
Interest rate p.a
6%
Balance transfer rate (fixed)
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UOB World Card
RM 5,000
Minimum monthly income
RM 600
Annual fee
15%
Interest rate p.a
6%
Balance transfer rate (fixed)
Special Offers
Win a Rotary Air Fryer (Z6) worth RM600 or RM300 credits via Rewards360 when you apply, activate and spend with UOB credit cards via CompareHero today.
Product details
Product details
Benefits
Features and Benefits: UOB World Card UNIRM
| UNIRM | Spend Categories | Capped Amount |
| 12X UNIRM per RM1 | Selected e-commerce (iTunes) and e-wallet reload (TnG, Boost and BigPay) | RM300 per merchant 1X UNIRM for every RM1 spend after the cap |
| 5x UNIRM per RM1 | Supermarket/hypermarket and selected department stores | RM3,000 1X UNIRM for every RM1 spend after the cap |
| 5x UNIRM per RM1 | Overseas | RM24,000 1X UNIRM for every RM1 spend after the cap |
| 1x UNIRM per RM1 | Local | None |
Features
Good for Rewards/Offers
Earn 12X UNIRM on selected e-commerce spend like iTunes and e-wallet reload (TnG, Boost and BigPay) capped at RM300 per merchant. 1X UNIRM for every RM1 applies after the cap.
Earn 5X UNIRM on supermarket/hypermarket, selected department store and overseas spend. Capped conditions apply.
Enjoy 6X complimentary access to Plaza Premium Lounge at KLIA1 and KLIA2
Get bonus points up to 125,000 UNIRM when you make an annual spend of RM48,000
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 600 | |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 6% | 12 months Balance Transfer period |
| Annual fee | RM 600 |
| Annual fee waiver | No |
| Late payment fee | RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 6% 12 months Balance Transfer period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Employees
- Photocopy of MyKad (both sides)
- Latest 3 months' salary slip (depending on the nature of the job)
- Any of the following:
- Latest EPF statement
Your latest 3 months' bank statements
- Latest BE Form with a tax receipt
- Latest Form B/BE, supported with tax payment receipt
Self Employed
- Photocopy of MyKad (both sides)
- Photocopy of Business Registration Form
- Latest BE Form with a tax receipt
- Latest 6 months' bank statement (showing business turnover)
Foreigners (Salaried Expatriates)
- Copy of your passport
- Latest 2 months' salary slip (depending on the nature of the job)
- Work permit valid for at least 1 year at the time of application
- Letter of employment
