UOB World Card

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RM 5,000

Minimum monthly income

RM 600

Annual fee

Waived when you're a New To Bank customer for the first year (campaign ends 31 Dec 2025)

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Special Offers

UOB World Card

Apply Now

RM 5,000

Minimum monthly income

RM 600

Annual fee
Waived when you're a New To Bank customer for the first year (campaign ends 31 Dec 2025)

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Special Offers

Get up to RM200 Touch 'n Go eWallet Credits guaranteed when you apply, activate, and spend with UOB Credit Cards via CompareHero today.

Terms & Conditions Apply

Product details

Benefits

Features and Benefits: UOB World Card UNIRM

UNIRM	Spend Categories	Capped Amount
12X UNIRM per RM1	Selected e-commerce (iTunes) and e-wallet reload (TnG, Boost and BigPay)	RM300 per merchant 1X UNIRM for every RM1 spend after the cap
5x UNIRM per RM1	Supermarket/hypermarket and selected department stores	RM3,000 1X UNIRM for every RM1 spend after the cap
5x UNIRM per RM1	Overseas	RM24,000 (per year) 1X UNIRM for every RM1 spend after the cap
1x UNIRM per RM1	Local	None

Features

Good for Rewards/Offers

Earn 12X UNIRM on selected e-commerce spend (iTunes) and e-wallet reload (TnG, Boost and BigPay) capped at RM300 per merchant. 1X UNIRM for every RM1 applies after the cap.

Earn 5X UNIRM on supermarket/hypermarket, selected department store and overseas spend. Capped conditions apply.

Get bonus points of 125,000 UNIRM when you make an annual spend of RM48,000 and above

Enjoy 6X complimentary yearly access to Plaza Premium Lounge with exclusive private lounge access at KLIA1 (1X access per day, subject to availability). Principal cardholders will no longer have complimentary access to the Plaza Premium Lounge at KLIA Terminal 2, as it will be discontinued, while supplementary cardmembers will no longer be able to enjoy complimentary access to any airport lounges

Complimentary overseas personal accident coverage of up to RM300,000 (includes purchase protection)

Eligibility

Minimum monthly income	RM 5,000
Minimum age:
Cardholder	21
Supplementary Cardholder	18

Fees & Charges

Annual fee	RM 600	RM150 for Supplementary Cardholder(s). New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025)
Annual fee waiver	Yes	Waived when you're a New To Bank customer for the first year (campaign ends 31 Dec 2025)
Late payment fee	RM 10/1%	1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate	15%	For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months
Balance transfer rate (fixed)	0%	Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000.

Annual fee	RM 600 RM150 for Supplementary Cardholder(s). New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025)
Annual fee waiver	Yes Waived when you're a New To Bank customer for the first year (campaign ends 31 Dec 2025)
Late payment fee	RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate	15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months
Balance transfer rate (fixed)	0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000.