UOB World Card
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UOB World Card
RM 5,000
Minimum monthly income
RM 600
Annual fee
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Benefits
Features and Benefits: UOB World Card UNIRM
| UNIRM | Spend Categories | Capped Amount |
| 12X UNIRM per RM1 | Selected e-commerce (iTunes) and e-wallet reload (TnG, Boost and BigPay) |
RM300 per merchant
1X UNIRM for every RM1 spend after the cap |
| 5x UNIRM per RM1 | Supermarket/hypermarket and selected department stores |
RM3,000
1X UNIRM for every RM1 spend after the cap |
| 5x UNIRM per RM1 | Overseas |
RM24,000 (per year)
1X UNIRM for every RM1 spend after the cap |
| 1x UNIRM per RM1 | Local | None |
Features
Good for
Rewards/Offers
Earn 12X UNIRM on selected e-commerce spend (iTunes) and e-wallet reload (TnG, Boost and BigPay) capped at RM300 per merchant. 1X UNIRM for every RM1 applies after the cap.
Earn 5X UNIRM on supermarket/hypermarket, selected department store and overseas spend. Capped conditions apply.
Get bonus points of 125,000 UNIRM when you make an annual spend of RM48,000 and above
Enjoy 6X complimentary yearly access to Plaza Premium Lounge at KLIA1 and KLIA2, with exclusive private lounge access at KLIA1 (1X access per day, subject to availability)
Complimentary overseas personal accident coverage of up to RM300,000 (includes purchase protection)
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 600 | RM150 for Supplementary Cardholder(s). New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025) |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) | 0% | Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
| Annual fee |
RM 600 RM150 for Supplementary Cardholder(s). New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025) |
| Annual fee waiver |
No |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months |
| Balance transfer rate (fixed) |
0% Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees
- - Photocopy of NRIC (both sides)
- - Latest 3 months' salary slips, AND any of the following
- - Latest EPF statement
- - Latest Form B/BE with tax payment receipt
- - Latest 3 months' bank statement
- - Latest Form BE with tax receipt
Self-Employed
- - Photocopy of NRIC (both sides)
- - Latest Form BE with tax receipt
- - Photocopy of Business Registration Form
- - Latest 6 months' bank statement (showing business turnover)
Foreigners
- - Photocopy of passport
- - Latest 2 months' salary slips
- - Work permit must be valid for at least 1 year at the time of application
- - Letter of employment
Click here to read the UOB World Card Terms and Conditions.
Click here to read the UOB World Card Product Disclosure Sheet.
