Citibank
Citi PremierMiles Card

Citi PremierMiles Card

RM 8,333

Minimum monthly income

RM 600

Annual fee

15%

Interest rate p.a

5.32%

Balance transfer rate (fixed)

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    Product details

    Benefits

    CITI Premier Miles

    1,500 PremierMiles = 1,000 Enrich Miles


    Citi World Privileges

    Exclusive discounts for Citibank customers of up to 50% in Malaysia

    Exclusive discounts for Citibank customers at over 30 countries worldwide

    Citi Thank You Rewards

      Shop or redeem with PremierMiles


      Citi Pay with Points

      Offset purchase payments with PremierMiles 

      Citi Paylite

      Affordable instalments with zero processing fees for purchases at any merchant RM50 and above

      Convert purchases with ease using Citi Mobile® App.

        Citi FlexiBill

        Convert bills into monthly instalments

        Repayment period up to 60 months

        Convert bills with ease using Citi Mobile® App.

          Citi Quick Cash

          Upfront cash available up credit limit

          Repayment period up to 60 months

          No fees or documents required

          Features
          Good for Travel
          1 PremierMiles for every RM3 spent locally
          2 PremierMiles for every RM3 equivalent spent in foreign currencies and selected online travel merchants
          8x complimentary access to to 39 Plaza Premium Lounge across 19 airports in 9 countries and territories
          Up to RM300,000 travel insurance
          Complimentary ride home from KLIA when you spend on your PremierMiles card overseas
          Eligibility
          Minimum monthly income RM 8,333
          Minimum age:
          Cardholder 21
          Supplementary Cardholder 18
          Fees & Charges
          Annual fee RM 600
          Waived for first 3-years upon approval
          Annual fee waiver No
          Late payment fee RM 10/1%
          1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
          Interest rate 15%
          Rate if settling minimum payment due for 12 consecutive months.
          Balance transfer rate (fixed) 5.32%
          24 months Balance Transfer via Instalment
          Document required to apply

          You will need to provide several documents such as (varies between different banks):

          For Malaysians:

          Salaried Employees:

          • Photocopy of MyKad (both sides)
          • Latest EPF statement OR Latest 2 months salary slip
          • AND any of the following where necessary:
          • 3 months bank statements
          • Latest EA Form
          • Latest BE Form with tax receipt

          Self-employed

          • Photocopy of MyKad (both sides)
          • Photocopy of Business Registration Form
          • Latest Form B with tax receipt

          For Salaried Expatriates:

          • Copy of Passport
          • Latest 2 months' salary slip
          • Work permit valid for at least one (1) year at the time of application
          • Letter of employment


          Terms and Conditions

          For Citi Premier Miles Mastercard Terms and Conditions, click here.
          For Citi Credit Cards Terms and Conditions, click here.
          For Citi Credit Cards Fees and Charges, click here.

          Product review by CompareHero.my

          Earn Citi PremierMiles that never expires with overseas purchases and travel merchants that are available online with the Citibank Premiermiles Mastercard, as well as with home entertainment purchases. On top of that, enjoy cashback with groceries and F&B related purchases.


          Travel perks with the Citibank Premier Miles Mastercard


          Earn Citi PremierMiles

          When you perform any transaction with your Citibank PremierMiles Mastercard in Malaysia, you’ll be able to earn Citi PremierMiles. The CitiPremierMiles Mastercard also secured several partnerships with international airlines for you to earn PremierMiles when travelling overseas.

          Category Citi PremierMiles

          Local Transactions (including Petrol)

          With every RM3 spent, you earn 1 Citi PremierMiles

          International Transactions

          With every RM3 spent, you earn 2 Citi PremierMiles

          Online Travel Merchants (Locally)

          Merchants: Singapore Airlines, Cathay Pacific, Traveloka, Airbnb, Agoda, Malaysia Airlines

          With every RM3 spent, you earn 2 Citi PremierMiles

          Note: You can also redeem air miles from more than 90 airline partners. For every 1,500 PremierMiles, you are able to redeem 1,000 air miles. However, only principal cardholders are allowed to redeem them


          Insurance and protection

          Get free travel insurance covering up to RM300,000 for all principal and supplementary cardholders. As long as you charge your travel expenses with your Citibank PremierMiles Mastercard, you’ll be entitled to the travel insurance that includes personal accidents, which is up to RM50,000, as well as travel inconveniences, which is up to RM32,000


          Citibank PremierMiles Lounge Access

          The best part about the Citibank PremierMiles Mastercard is that you’ll receive complimentary access for 39 Plaza Premium Lounges that are available at 19 airports in 9 countries


          Annual fee bonuses

          Every year, you’ll receive 10,000 PremierMiles during your card anniversary and once you’ve made the annual fee payment.

          Note: If you spend a minimum amount of RM80,000 during the duration of 12 months from the next anniversary date, you get to have your annual fee waived for the subsequent anniversary


          Gain even more PremierMiles

          You don’t have to only travel to earn PremierMiles. When you perform a transaction with selected entertainment at home, you’ll be able to earn 2 PremierMiles. A few of these online entertainment merchants would be Spotify, SenHeng, IKEA, Netflix and Harvey Norman.


          Earn cashback on your Citi Premiermiles MasterCard

          The Citi PremierMiles Mastercard is just overflowing with endless perks. When you perform transactions using the card, you’ll also receive cashback from selected fine dining restaurants when you dine in and order their food online. What better way to enjoy the cashback than eating a luxurious meal at a classy atmosphere or the comfort of your own home?

          Category Cashback

          Fine Dining & Food Delivery Services

          Hotels: Hilton, Ritz Carlton, Mandarin Oriental, Shangri-La, Four Seasons, Majestic

          Up to 10% with a maximum cap of RM20 for every transaction

          Online Grocery Stores

          Merchants: Tesco Online, HappyFresh, Jaya Grocer Online

          RM10 up to 8x with a minimum spend of RM200

          Can't find what you're looking for? Read our article to find out the Best Citibank Credit Cards in Malaysia.

          FAQs

          Have a hassle-free application process by applying with us online at CompareHero. If you have other inquiries, you can contact our friendly customer service at +6012-385 0211.

          To be eligible for the Citi PremierMiles card, you have to be at least 21 years old when applying for the principal card. However, if you are below 21 years old, you can opt for the supplementary card, provided you are at least 18 years old. 

          The minimum income requirement is RM99,996 annually or RM8,333.00 monthly. 

          Yes, there is an annual fee of RM600 but if you are a new principal cardholder, the first 3 years will be waived. There is no annual fee for supplementary cardholders. 

          Note: If you spend a minimum amount of RM80,000 during the duration of 12 months from the next anniversary date, you get to have your annual fee waived for the subsequent anniversary.

          Other than annual fees, there is a Sales and Services Tax (SST) charge of RM25 for both principal and supplementary cards. This will be charged once the card is activated and during the anniversary date. There’s a late fee charge of RM10 or 1% of the outstanding balance (a maximum of RM100). If you pay consistently for 12 months, you are entitled to the interest rate of 15%.  For cash withdrawal fee, you will be charged RM20 or 5% of the amount that you withdraw.

          • up to 2x PremierMiles with every RM3 spent when you perform transactions overseas 
          • RM10 cashback for online grocery stores with just a minimum spend of RM200 
          • 10% cashback for several fine dining restaurants and online food delivery services 
          • up to 2x PremierMiles with transactions for your home online entertainment such as Spotify, Netflix

          This card is suitable for frequent travellers as well as those that love to go for fine-dining, grocery shopping and enjoy food deliveries. 

          Citi PremierMiles Card
          Citi PremierMiles Card
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