Citibank
Citi PremierMiles Mastercard®

Citi PremierMiles Mastercard®

RM 8,333

Minimum monthly income

RM 600

Annual fee

15%

Interest rate p.a

5.32%

Balance transfer rate (fixed)

Special Offers

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Enjoy up to RM200 Cash Back* from Citibank when you Pay Your Bills [Eg: Netflix, TNB, Telco, Astro and More] and Enrol for Auto-Billing with your New Citibank credit card!

*Terms & conditions apply, learn more here: bit.ly/CompareHeroCCPromo

Product details

Benefits

Annual Fee Waiver [Campaign period: 1 Aug 2020 – 31 December 2020]

Card account next anniversary date until the following anniversary date

Spend a of minimum RM80,000 within the next 12 months starting from the next anniversary date, your annual fee will be waived in the subsequent anniversary.

Offer

Mechanics

Eligible Spend

Capping

Cash Back on Online Groceries

RM10 Cash Back with every minimum spend of RM200

1. HAPPYFRESH

2. TESCO ONLINE

3. JAYA GROCER ONLINE

8x per calendar month

Cash Back on Dining

10% cash back on total bill

1. DOUBLETREE BY HILTON KL

2. DOUBLETREE BY HILTON JB

3. FOUR SEASONS KL

4. FOUR SEASONS PENANG

5. HILTON KL

6. MANDARIN ORIENTAL KL

7. RITZ CARLTON KL

8. SHANGRI-LA HOTEL KL

9. THE MAJESTIC HOTEL KL

10. THE MAJESTIC MELAKA

RM20 per transaction

Double PremierMiles

2x PremierMiles for every RM3.00 on selected online merchants

1. SPOTIFY

2. NETFLIX

3. IKEA

4. HARVEY NORMAN

5. SENHENG

No cap


CITI Premier Miles

1,500 PremierMiles = 1,000 Enrich Miles


Citi World Privileges

Exclusive discounts for Citibank customers of up to 50% in Malaysia

Exclusive discounts for Citibank customers at over 30 countries worldwide

Citi Thank You Rewards

    Shop or redeem with PremierMiles


    Citi Pay with Points

    Offset purchase payments with PremierMiles 

    Citi Paylite

    Affordable instalments with zero processing fees for purchases at any merchant RM50 and above

    Convert purchases with ease using Citi Mobile® App.

      Citi FlexiBill

      Convert bills into monthly instalments

      Repayment period up to 60 months

      Convert bills with ease using Citi Mobile® App.

        Citi Quick Cash

        Upfront cash available up credit limit

        Repayment period up to 60 months

        No fees or documents required

        Features
        Good for Travel
        1 PremierMiles for every RM3 spent locally
        2 PremierMiles for every RM3 equivalent spent in foreign currencies and selected online travel merchants
        8x complimentary access to to 39 Plaza Premium Lounge across 19 airports in 9 countries and territories
        Up to RM300,000 travel insurance
        Complimentary ride home from KLIA when you spend on your PremierMiles card overseas
        Eligibility
        Minimum monthly income RM 8,333
        Minimum age:
        Cardholder 21
        Supplementary Cardholder 18
        Fees & Charges
        Annual fee RM 600
        Waived for first 3-years upon activation
        Annual fee waiver No
        Late payment fee RM 10/1%
        1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
        Interest rate 15%
        Rate if settling minimum payment due for 12 consecutive months.
        Balance transfer rate (fixed) 5.32%
        24 months Balance Transfer via Instalment
        Document required to apply

        You will need to provide several documents such as (varies between different banks):

        For Malaysians:

        Salaried Employees:

        • Photocopy of MyKad (both sides)
        • Latest EPF statement OR Latest 2 months salary slip
        • AND any of the following where necessary:
        • 3 months bank statements
        • Latest EA Form
        • Latest BE Form with tax receipt

        Self-employed

        • Photocopy of MyKad (both sides)
        • Photocopy of Business Registration Form
        • Latest Form B with tax receipt

        For Salaried Expatriates:

        • Copy of Passport
        • Latest 2 months' salary slip
        • Work permit valid for at least one (1) year at the time of application
        • Letter of employment


        Terms and Conditions

        For Citi Premier Miles Mastercard Terms and Conditions, click here.
        For Citi Credit Cards Terms and Conditions, click here.
        For Citi Credit Cards Fees and Charges, click here.

        Product review by CompareHero.my

        Earn Citi PremierMiles that never expires with overseas purchases and travel merchants that are available online with the Citibank Premiermiles Mastercard, as well as with home entertainment purchases. On top of that, enjoy cashback with groceries and F&B related purchases.


        Travel perks with the Citibank Premier Miles Mastercard


        Earn Citi PremierMiles

        When you perform any transaction with your Citibank PremierMiles Mastercard in Malaysia, you’ll be able to earn Citi PremierMiles. The CitiPremierMiles Mastercard also secured several partnerships with international airlines for you to earn PremierMiles when travelling overseas.

        Category Citi PremierMiles

        Local Transactions (including Petrol)

        With every RM3 spent, you earn 1 Citi PremierMiles

        International Transactions

        With every RM3 spent, you earn 2 Citi PremierMiles

        Online Travel Merchants (Locally)

        Merchants: Singapore Airlines, Cathay Pacific, Traveloka, Airbnb, Agoda, Malaysia Airlines

        With every RM3 spent, you earn 2 Citi PremierMiles

        Note: You can also redeem air miles from more than 90 airline partners. For every 1,500 PremierMiles, you are able to redeem 1,000 air miles. However, only principal cardholders are allowed to redeem them


        Insurance and protection

        Get free travel insurance covering up to RM300,000 for all principal and supplementary cardholders. As long as you charge your travel expenses with your Citibank PremierMiles Mastercard, you’ll be entitled to the travel insurance that includes personal accidents, which is up to RM50,000, as well as travel inconveniences, which is up to RM32,000


        Citibank PremierMiles Lounge Access

        The best part about the Citibank PremierMiles Mastercard is that you’ll receive complimentary access for 39 Plaza Premium Lounges that are available at 19 airports in 9 countries


        Annual fee bonuses

        Every year, you’ll receive 10,000 PremierMiles during your card anniversary and once you’ve made the annual fee payment.

        Note: If you spend a minimum amount of RM80,000 during the duration of 12 months from the next anniversary date, you get to have your annual fee waived for the subsequent anniversary


        Gain even more PremierMiles

        You don’t have to only travel to earn PremierMiles. When you perform a transaction with selected entertainment at home, you’ll be able to earn 2 PremierMiles. A few of these online entertainment merchants would be Spotify, SenHeng, IKEA, Netflix and Harvey Norman.


        Earn cashback on your Citi Premiermiles MasterCard

        The Citi PremierMiles Mastercard is just overflowing with endless perks. When you perform transactions using the card, you’ll also receive cashback from selected fine dining restaurants when you dine in and order their food online. What better way to enjoy the cashback than eating a luxurious meal at a classy atmosphere or the comfort of your own home?

        Category Cashback

        Fine Dining & Food Delivery Services

        Hotels: Hilton, Ritz Carlton, Mandarin Oriental, Shangri-La, Four Seasons, Majestic

        Up to 10% with a maximum cap of RM20 for every transaction

        Online Grocery Stores

        Merchants: Tesco Online, HappyFresh, Jaya Grocer Online

        RM10 up to 8x with a minimum spend of RM200

        Can't find what you're looking for? Read our article to find out the Best Citibank Credit Cards in Malaysia.

        FAQs

        Have a hassle-free application process by applying with us online at CompareHero. If you have other inquiries, you can contact our friendly customer service at +6012-385 0211.

        To be eligible for the Citi PremierMiles card, you have to be at least 21 years old when applying for the principal card. However, if you are below 21 years old, you can opt for the supplementary card, provided you are at least 18 years old. 

        The minimum income requirement is RM99,996 annually or RM8,333.00 monthly. 

        Yes, there is an annual fee of RM600 but if you are a new principal cardholder, the first 3 years will be waived. There is no annual fee for supplementary cardholders. 

        Note: If you spend a minimum amount of RM80,000 during the duration of 12 months from the next anniversary date, you get to have your annual fee waived for the subsequent anniversary.

        Other than annual fees, there is a Sales and Services Tax (SST) charge of RM25 for both principal and supplementary cards. This will be charged once the card is activated and during the anniversary date. There’s a late fee charge of RM10 or 1% of the outstanding balance (a maximum of RM100). If you pay consistently for 12 months, you are entitled to the interest rate of 15%.  For cash withdrawal fee, you will be charged RM20 or 5% of the amount that you withdraw.

        • up to 2x PremierMiles with every RM3 spent when you perform transactions overseas 
        • RM10 cashback for online grocery stores with just a minimum spend of RM200 
        • 10% cashback for several fine dining restaurants and online food delivery services 
        • up to 2x PremierMiles with transactions for your home online entertainment such as Spotify, Netflix

        This card is suitable for frequent travellers as well as those that love to go for fine-dining, grocery shopping and enjoy food deliveries. 

        Citi PremierMiles Mastercard®
        Citi PremierMiles Mastercard®
        Apply now