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HSBC Amanah MPower Visa Platinum Credit Card-i
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HSBC Amanah MPower Visa Platinum Credit Card-i
RM 3,000
Minimum monthly income
RM 240
Annual fee
15%
Interest rate p.a
6.96%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Benefits
Auto Balance Conversion
Automatically converts outstanding statement balances into a 36 months instalment plan
Lower management fee at 13% p.a.
No processing fee
No early termination
Cash Advance
Flexibility for emergencies use or when credit card-i payment is not acceptable
No documents required
24 hours Instant cash withdrawal from any ATMs worldwide
Balance Transfer
Consolidate credit card outstanding balances
Enjoy 3% upfront management fee with 0% fee for the next 5 months
Flexibility of making a minimum monthly payment on total outstanding balance
Cash Instalment Plan
Convert available credit limit into cash
Low management fees at 8.88% flat p.a.
Monthly payment up to 60 months
Hassle free with easy application process
Example of immediate needs: education, healthcare, vacation, wedding, renovation & furnishing
SecurePay
Secure transaction when making online purchases
Securepay One Time Password will be sent via sms for each online purchase.
Pin and Pay
For improved financial security and prevent credit card fraud
6-digit Personal Identification Number (PIN) will be use for all credit card payments at point of sale terminals in Malaysia.
New credit cards have the contactless Paywave feature, allows fast, easy and convenient way to pay
Safe purchase with just a tap for everyday purchases
Email statements
Timely delivery of statement in a secure and private manner
No lost or misplaced statements
No more physical filing
HSBC Go Green Initiative - advocating paperless environment, reducing global carbon footprint
Balance Conversion
Automatically converts outstanding statement balances into a 36 months instalment plan
Lower management fee at 13% p.a.
Instant Approval
No processing fee
No early termination
* The Bank will make a Charity Donation to Selected Charity Organization(s) which is equivalent to 1% of the Eligible Charity Spend made by Eligible Cardholders, up to a maximum of RM500,000 per year. List of Selected Charity Organization(s) found at www.hsbcamanah.com.my/charities
Features
Good for Cashback & Islamic
Up to 8% Cashback on eWallet, Petrol & Grocery spend
0.2% Cashback on Other spend
1% contribution on Charity spend
e-Commerce Purchase Protection (coverage up to USD200)
Islamic Credit Card
Eligibility
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 240 | Waived with minimum 1x swipe once a month for 12 consecutive months and annual spending of RM2,000 |
| Annual fee waiver | Yes | |
| Late payment fee | RM 10/1% | A minimum of RM10 or 1% of the outstanding balance, whichever is higher up to a maximum of RM100. |
| Interest rate | 15% | Cardmembers who promptly settle their min payment due for 12 consecutive months. |
| Balance transfer rate (fixed) | 6.96% | 12 months Balance Transfer period |
| Annual fee | RM 240 Waived with minimum 1x swipe once a month for 12 consecutive months and annual spending of RM2,000 |
| Annual fee waiver | Yes |
| Late payment fee | RM 10/1% A minimum of RM10 or 1% of the outstanding balance, whichever is higher up to a maximum of RM100. |
| Interest rate | 15% Cardmembers who promptly settle their min payment due for 12 consecutive months. |
| Balance transfer rate (fixed) | 6.96% 12 months Balance Transfer period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian):
Multinational / Public listed Companies/Government/Semi Government office
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Latest month salary slip or letter of confirmation from employer if employed less than 3 months OR
- Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
Other Companies
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Latest month salary slip OR bank statement showing latest 3 months salary credit AND
- Latest income tax return (Form BE with tax receipt) or Form EA or EPF statement
Self Employed (Malaysian):
- Photocopy of MyKad (both sides)
- Recent utility bill if the address on MyKad is different from your residential address
- Photocopy of Business Registration Form (established minimum 2 years)
- Latest income tax return (Form B with payment receipts or CPO2 attached or EPF statement ) OR
- Latest 6 months bank statements
Expatriate:
- Copy of passport showing personal details and work permit (must be valid for at least one year)
- Latest month salary slip
- Letter of confirmation from employer stating position, remuneration and duration of employment
- Minimum RM10K per month AND working for Multinational/Public listed companies/government/semi-government/HSBC corporate lending employers only
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Be rewarded while making your everyday purchases and transactions with the HSBC Amanah MPower Platinum that lets you spend and save!
Monthly HSBC Amanah cash back
Swipe your card away when you make purchases for groceries, petrol, eWallet and others to earn some cashback. If you no longer prefer to use cash for all your purchases, getting the HSBC Amanah MPower Platinum Credit Card will ease your stress and worries away with just a tap of a card.
Monthly Spend RM2,000 above | |
Category | Total Cash Back |
Petrol | 8% |
Groceries Participating Merchants: Mydin, AEON Big, Tesco, Giant | 8% |
eWallet Transactions Participating Merchants: GrabPay, SamsungPay, FavePay, Touch & Go | 8% |
Others | 0.2% |
Monthly Spend Below RM2,000 | |
Category | Total Cash Back |
Petrol | 1% |
Groceries Participating Merchants: Mydin, AEON Big, Tesco, Giant | 1% |
eWallet Transactions Participating Merchants: GrabPay, SamsungPay, FavePay, Touch & Go | 1% |
Others | 0.2% |
Endless discounts and offers
As part of the HSBC Smart Privileges Program, HSBC Amanah MPower Platinum cardholders get to enjoy the special offers and discounts at more than 6,500 retail merchants nationwide under the likes of travel, shopping and dining options. On top of that, cardholders are also entitled to the HSBC Home&Away program whereby access is given to various offers up to 50% discount at more than 19,000 retail merchants worldwide.
Can't find what you're looking for? Read our article to find out the Best HSBC Credit Cards in Malaysia.
FAQs
FAQs
There are two types of cards for the HSBC Amanah Credit Card: primary card for those who are at least 21 years old and above, and a supplementary card for those at least 18 years old.
The minimum income requirement is RM36,000 annually or RM3,000.00 monthly.
Note: If you are a salaried expatriate, you need to be earning a minimum of RM10,000 monthly and working for a public listed/government company. For self-employers, you have to own a business that has been established for a minimum of 2 years.
Yes. The HSBC Amanah MPower Visa Platinum Credit Card-i annual fee is RM240. As for supplementary cardholders, the annual fee is RM120.
Note: For primary cardholders, if you perform a minimum of 12 transactions within the first year, the annual fee will be waived.
At CompareHero, we make it convenient for you to apply with a straight-forward two step process. You can apply directly on our website or you can call our friendly customer service at +6012-385 0211 should you have any further inquiries regarding the application.
There are several other fees and charges for the HSBC Amanah Platinum Card. First off, there is a sales and service tax for RM25 charged for both primary and supplementary cardholders. If you make your repayments late, you will be charged with 1% or RM10 from the outstanding overall amount. If you perform cash withdrawals, there is a fee of 2% from the outstanding total amount. The interest rate for cash withdrawals is 18%.
- HSBC Amanah Cash Back for up to 8% on groceries, petrol, eWallet, and others
- Exclusive privileges at over 6,500 retail merchants nationwide and 19,000 worldwide
If you regularly spend your salary on everyday purchases such as groceries and petrol, then the HSBC Amanah Platinum Credit Card is suitable for you. Frequent shoppers and those who dine out often would enjoy this card as well as it helps you to spend and save at the same time while getting your favourite items and food.
