Malaysia is going to celebrate its 65th anniversary of independence this year! To help you get in the patriotic mode, we have listed a few financial privileges only Malaysians get to enjoy in this article.  Housing schemes for all income groups in Malaysia No doubt, housing prices are getting ridiculous nowadays but thanks to housing […]

Imagine not worrying about how to make ends meet anymore. Yeah, that’s the simplest way to explain what financial freedom is! The definition of financial freedom can be very subjective depending on your needs and goals. For some people, it could mean debt-free; for some, financial freedom means having enough to afford the lifestyle of […]

Most of us have a hard time letting our money go, but perhaps making peace with our money will actually help us to gain more! Introducing the ‘Arigato Money Technique’ by Ken Honda.  Think of Ken Honda as the Marie Kondo in the financial world. Starting his own company at the age of 21, he’s […]

A credit card is often associated with debts and overspending, but you can turn it into a useful tool to help you build a credit score history and earn rewards. Check out these simple tips to avoid overspending on your credit card.  Plan your purchase every. single. time. Imagine swiping your credit card every time […]

You’re probably aware that we’re going through inflation right now in today’s economy, but there’s another inflation that you’ve probably been living with all this while but never noticed – it’s known as lifestyle inflation. Get to know what is lifestyle inflation and why it could make you poor! DEFINITION. Lifestyle inflation is when an […]

What is the cost of raising a kid in Malaysia? Now having a kid is no easy matter, especially when you add finances into perspective. The National Population and Family Development Board report back in 2020 indicates, that financial factors are major obstacles for couples when it comes to their desired family size.  “According to […]

Grocery prices are going through the roof and most of us feel the pinch. Well, to be honest, a pinch is an understatement, recent inflation rates feel like a punch instead! If you’re anything like us, check out 6 things you should start doing to cope with rising inflation in this article. Re-evaluate your expenses […]

Did you know, according to a report by the University of Cambridge, kids’ money habits are learned from as young as 7 years old? The earlier you start, the better it is for your kids to appreciate the value of money!  Especially with the rising cost of goods and inflation, it’s now more important than […]

I recently got engaged to my boyfriend of 9 years – I know, THAT long right? So, the next exciting step in our relationship is to get married! Growing up, I’ve never had a dream wedding. No fancy wedding venues, extravagant wedding performances, elaborate number of guests… needless to say, I wanted a ‘simple’ wedding.  […]

As we all know, relationships take a lot more than love – it takes trust, commitment, honesty, and so much more. With the ever-increasing divorce rate in Malaysia, we’ve found that the one thing that holds many couples back from a successful marriage is the problem we all face: money. With that being said, we […]

We admire those who invest but, at the same time, we’re fearful of making an investment ourselves. Perhaps it’s because the returns aren’t guaranteed, hence there’s a risk that you might get back less than what you originally invested.  Also, we often ‘play it safe’ when it comes to our finances – after all, it’s […]

Deciding whether you should buy a house or rent? If you’re planning to buy a house you have to be financially ready, your credit score needs to be healthy, have at least 10% of the property price for the downpayment, prepare extra cash for miscellaneous charges and the list goes on. Hence, a lot of […]

There’s no question that we all want better salaries. But the reality is, while our job roles may be similar, our paychecks aren’t! According to a recent Malaysia Income Satisfaction Survey 2022 conducted by iMoney, 46.3% of Malaysians surveyed have no plans to leave their current employers in the near future, despite 57.7% of these […]

Forget cash. With our new normal over the last two years, e-Wallets and debit/credit cards are king these days. Well, why wouldn’t they be? They make payments simpler, quicker, and even more hygienic. If you own a credit card, being an e-Wallet user also allows you to double dip on rewards easily. All you have […]

Most of us do not have the capacity to practice self-care regularly as we are caught up with work, study and family responsibilities. This will lead to depression, distractibility, fatigue and anger. Make time for self-care so you can maintain a healthy mind and body.  Have you taken time for yourself lately?  If you haven’t, […]

Cash or credit card? What is the best payment method for your daily expenses like groceries, transportation and food? There is no right or wrong answer here. It’s about which payment method will benefit you more! Here are a few factors to consider before deciding whether you should be paying your daily expenses with cash […]

Whether you just received your first payslip or have been working forever but are still puzzled by the details of your payslip, fret not because we’re here to help you understand your payslip better!  Before we go into the details, as an employee you should receive your payslip whenever your employer pays you in the […]

It’s payday week and we’re sure you couldn’t be more excited about it. Finally, it’s time to spend all your hard-earned money this month but what happens when you’ve spent it all… Wait again till next month? You have the power to stop this right now! Check out 5 bad payday habits to avoid if […]

Pasti ramai ibu-bapa yang sudah mula mengira duit raya yang diperolehi anak baru-baru ni kan? Kami yakin jumlahnya pasti banyak memandangkan sudah hampir 2 tahun kita tidak berpeluang untuk melakukan aktiviti ziarah pada Aidilfitri. Jom kami kongsikan cara terbaik untuk uruskan duit raya anak anda. Sebelum kita bincangkan isu ini dengan lebih lanjut, anda pernah […]

Hari Raya Aidilfitri tinggal beberapa hari sahaja lagi dan pasti ramai yang sedang sibuk membuat persiapan terakhir. Raya tahun ini pasti meriah memandangkan sudah hampir dua tahun umat Islam tidak berpeluang untuk pulang beraya di Kampung. Bila bercerita mengenai persiapan raya ni, anda dah tukar duit raya di Bank? Dah sediakan sampul raya? Buat yang […]