In life, every Ringgit counts. That’s the message behind “Mind Your Ringgit,” a new financial literacy-themed web game developed by Visa, the world’s leader in digital payments. A demo version of the web game was recently launched to a group of Malaysians who were selected for a closed group pilot testing. The game will be […]

When it comes to money, young people tend to make financial mistakes compared to Millennials, who have already gone through the early phases of struggling with money management. Dear Gen Zs, here are some helpful financial lessons you can learn from Millennials so you won’t make the same mistakes as they did. When you’re young, […]

It’s time to shop smarter and harder for 10.10 sale this year! If you’re an avid online shopper, you should totally make a list of online shopping deals offered by different brands and stores in Malaysia. Here are 5 best deals that we found, read below to find out. It’s that time of the year […]

Financial advice for Gen Z? Adulting can be a challenge, especially when you have financial commitments. It is important for you to stay afloat financially and learn how to manage your finances well. Here are 8 tips that will help you. If you’re reading this, chances are you’re part of Generation Z. (If you didn’t […]

Spend guide for Malaysians: Do you have an extra RM1,000 but not sure what you can actually do with it? You can either indulge or spend it the right way and get some benefits. We gathered 10 best ways on how and where you can spend the money. What would you do if you had […]

If you are one of the many Malaysians who are involved in doing part-time jobs or gigs during this pandemic, what can you actually do with the side income you receive? Here are 5 best ways on how you can manage your side hustle money. In the past few months, we talked a lot about […]

There are many challenges you have to face when it comes to money management. If you’re struggling to manage your finances, we’ve listed 10 examples of bad financial habits that you probably have and why you should totally get rid of it.  We’ve all experienced it in our lives. You look at your bank account […]

Ever since the Movement Control Order (MCO) was enforced, many employers were left with no choice but to deduct or cut the employees’ salaries. This has impacted many employed Malaysians to search for ways to survive financially. Read this article to find out how you can handle a pay cut during this pandemic. If you’re […]

The Malaysian government recently announced the 3 months loan moratorium extension and targeted bank assistance update. This directly benefits SMEs, individuals who lost their jobs and those who have had their salary cut due to COVID-19 pandemic. Read more to find out how you can apply for this extended moratorium. If you’ve been reading the […]

If you are looking for a different way to save more money, you can try the 30 day money saving rule. But what is the 30 day rule and how does it actually work? Read more to find out about this money saving tip here. Ever bought something that was on sale, only to regret […]

Liverpool FC actually went through a financial crisis before earning their first Premier League title since 1990. It took some time for them to financially bounce back and arrive at the point where they are today, but how did they manage to do it? Let’s learn how they overcame the problem with these 5 financial lessons […]

Are you an avid online shopper? Learn how to shop smart online on Lazada and Shopee by learning these clever online shopping tips to save more money and earn extra rewards for your next online shopping spree. Here’s how you can also make use of these tricks to get more benefits from 7.7 sales 2020. […]

How to make money on TikTok? With the current TikTok trend in 2020, TikTok superstars are earning good money from the app. Read on to learn how they make money on TikTok, and how much they can earn on TikTok. Unless you’ve been living a provincial life, you’d probably have come across countless videos of […]

Business survival in times of crisis like the COVID-19 pandemic can be difficult for certain business sectors. If your business is affected, learn these practical business tips and strategies on how your business can survive in the new normal. A growing number of businesses are reopening their doors to the public after almost two months […]

Happy Father’s Day 2020! Celebrate Father’s Day (21 June) this year by learning these 10 awesome financial advice, lessons and tips we received from our local Malaysian dads that can be useful for you. Apart from being a pillar of strength and stability, dads are also traditionally known for their loud belches, face-palming jokes, and […]

If you have old clothes, empty containers and skincare bottles from your used beauty products or cosmetics, you can now recycle them at these 9 popular stores in Malaysia. Brands like L’occitane, H&M, MAC Cosmetics, Kiehl’s, Innisfree and more provide their own recycling programs which will offer you sweet rewards, freebies and discounts. Read more […]

Happy World Environment Day 2020 (5th June)! These are 12 easy eco-friendly tips that can help you change your spending habits on water, energy, groceries, meals and more to save money and protect the environment at the same time. Rising sea levels, increasing global temperatures, more frequent extreme weather, prolonged droughts, among other observable effects […]

Everyone is now dealing with financial burden, problems, stress or struggles during this current COVID-19 pandemic situation. If you’re one of them, learn how these 11 practical hacks can help you overcome and reduce the financial difficulties you’re facing. Money is the one thing that we all work hard for, yet always seem to never […]

The impact of the MCO or pandemic lockdown is being felt by all businesses in Malaysia. Many business owners are now looking for ways to get back and retain their customers amid this tough period to survive. These 10 tips reveal how businesses can manage and improve customers’ experience during and after the COVID-19 pandemic. […]

CTOS Malaysia is providing FREE MyCTOS Score credit reports for Malaysians vis the partnership with CompareHero.my. Here’s how you can check, read, and understand your latest CTOS credit score for FREE! Let’s be honest – many of us don’t actually know much about credit scores, but it’s actually crucial in helping us with our finances. […]