You Can Now Shop & Make Payments With Apple Pay Starting Today!

• By Dharshaini Grace
• August 9, 2022

ICYMI, Apple Pay is now officially available in Malaysia! The mobile payment service that launched today, 9th August 2022 allows consumers to perform contactless payment through their iOS devices such as iPhone, Apple Watch, iPad, and Mac. 

Introducing Apple Pay.

An easier, safer and more secure way to pay for everything you need, be in-store, in apps or on the web, Apple Pay brings added speed and convenience to one’s daily life. 

“We are delighted to bring Apple Pay to Malaysia, providing an easier, safer, and more secure way to pay with iPhone, Apple Watch, iPad, and Mac. We think users will love the convenience and security of using Apple Pay. Our customers in Malaysia will benefit from using Apple Pay with the support of the most popular banks, merchants, and our customers’ favourite apps”, says Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet. 

However, it’s important to note only cardholders with Visa and Mastercard issued by Ambank, Maybank and Standard Chartered Bank will be able to enjoy the Apple Pay feature. For Ambank and Standard Chartered Bank, only credit cards are supported while Maybank supports credit, debit and prepaid cards. 

What About Security & Privacy? 

If you’re worried about security and privacy, not to fret, because Apple Pay features industry-leading protection of f users’ personal information, transaction data, and credit and debit card information. 

Your credit and debit card numbers will not be stored on devices or on Apple serves, instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element on the user’s device, and each transaction is authorised with a one-time unique dynamic security code. It also doesn’t retain any transaction information. 

How To Use Apple Pay In-Stores? 

Simply hold iPhone or Apple Watch near the contactless terminal, and authenticate using Face ID or Touch ID.

For Transactions On Safari

Customers can use Apple Pay without having to create an account, key in a PIN, fill out lengthy forms, or repeatedly type in shipping and billing information. Every Apple Pay purchase is authenticated with Face ID, Touch ID, or device passcode, as well as a one-time unique dynamic security code.

Where Can You Shop? 

Below are among the retails, websites and apps that accept Apple Pay: 

• KFC
• Maxis
• Machines
• McDonald’s
• Mydin
• Pizza Hut 
• Starbucks 
• U Mobile
• Uniqlo
• Village Grocer
• Watsons
• Shopee
• Sephora
• Atome
• Adidas 

For more information, check out the press release or visit Apple’s website.

You Only Need This To Claim The Newly-Launched Marshall Emberton II For FREE!

• By Dharshaini Grace

If you’re a music lover or a musician, the name Marshall is no stranger to you! For good reason too, as it is one of the best and most highly respected amplifiers in the market. With over 50 years of experience in the audio world, this English audio company specializes in engineering guitar amplifiers and loudspeakers cabinets. 

Not only that, Marshall has been celebrated by some of the world’s most renowned musicians such as Eric Clapton, Jimi Hendrix, Muse, and Gorillaz! 

INTRODUCING MARSHALL EMBERTON II 

Newly-launched in Malaysia, this bestselling Marshall outdoor speaker now packs an even bigger punch! Available in 2 super sleek colours; black and brass, and cream, Marshall Emberton II is an ultra-compact, portable speaker for you to enjoy good music anywhere, anytime. 

📻 Superior Signature Sound

• Experience absolute 360° sound with its True Stereophonic feature. 

📻 30+ Hours of Portable Playtime

• Enjoy 30+ hours of portable playtime on a single charge and it only takes 3 hours for a full battery charge. 

📻 Roadworthy IP67-Rated Design

• Extremely durable, it’s water-resistant and dustproof too. Rain and dirt, no problem! 

📻 Host a Multi-Speaker Session With Stack Mode

• Amplify the music by connecting your speaker to other Emberton II speakers. 

📻 Wireless Music Connectivity With Bluetooth 5.1

• Exceptional audio quality and wireless music play – no “wires” attached! 

THIS COULD BE YOURS FOR FREE

The Marshall Emberton II costs a whopping RM959, but you can own it for *FREE! All you have to do is apply, activate and spend with Citi Credit Card today. 

Not only will you stand a chance to grab this limited-time offer but you’ll also: 

⭐ Get 3-Year Annual Fee Waiver upon approval!

⭐ Enjoy up to 10% cash back (Citi Cash Back Card); 12x Rewards points on eWallet Spend (Citi Rewards Card) and more.

⭐ Min. monthly income RM2,000

The campaign runs from 9th to 15th August 2022.

APPLY NOW. CLICK HERE. 

*For New-To-Bank Citi Credit Card applicants only. T&Cs apply.

Type Of Credits Cards To Match Your Malaysian Personality

• By Dharshaini Grace
• August 4, 2022

Oh the beauty of credit cards! When used correctly, you might discover that credit cards pose many benefits that you can take advantage of. Hence, understanding your lifestyle and spending habits can help you find the right credit card to suit your needs. 

Let’s match the perfect credit card to your Malaysian personality. Keep scrolling! 

1. The Jalan-Jalan Selalu Cari Makan

Food is love! With Malaysia serving all kinds of scrumptious delicacies, how can you ever resist? You love exploring exciting flavours and hunting new makan spots together with your loved ones. Occasionally, you find yourself drooling and having late-night cravings whenever you watch random mukbang shows or food vlogs. You might be thrifty when it comes to spending on clothes, but a Gordon Ramsay wellington is never too expensive for your palate! 

Your type of credit card: Dining Rewards & Privileges 

Citi Clear Card

• Up to 45% when you dine in at selected restaurants including Madam Kwan’s, Curate, Din Tai Fung, and more.
• 1-for-1 drinks every Monday-Friday at The Coffee Bean & Tea Leaf outlets. 

LIMITED TIME OFFER; Claim a brand new Apple iPad worth RM1,499 or RM1,000 TNG eWallet credit when you apply, activate, and spend with Citi Credit Card today! Click here to find out more. 

Standard Chartered Visa Platinum Card

• Get 5X more points when you spend on dining, shopping, and when overseas. 
• Enjoy *20% cashback when you spend a minimum of RM100 in a single transaction
• Up to *20% off your dining bill with any Standard Chartered credit card. 

*To participate, SMS DINE to 66399. The Campaign runs till 31 December 2022.

LIMITED TIME OFFER; Be prepared to take your kitchen experience to another level with a brand new PerySmith All-In-One Multi-Cooker worth RM599 OR RM200 TNG eWallet credit when you apply and  activate a Standard Chartered Credit Card today. Click here to find out more. 

2. The Gilerrr Shopping

You can totally relate to the movie ‘Confessions of a Shopaholic’! Your favourite place to go is probably the malls and your bedtime activity includes  “online window shopping” at various e-commerce sites such as Shopee or Lazada. 

Your type of credit card: Cashbacks & Rewards 

Don’t go shopping til’ you drop and broke! Get yourself a credit card that can earn you cashbacks and rewards every time you swipe. That way, you’ll still get something in return. Here are a few that we recommend! 

New AEON Gold Mastercard

• 5% Cashback at AEON Stores on the 20th of every month
• 4x AEON Points on the 10th of every month at AEON Stores
• 2x AEON Points everyday (except the 10th of every month) at AEON Stores
• 1x AEON Point for every RM2 on other transactions

FOR A LIMITED TIME ONLY; Get your hands on the brand new PerySmith Air Fryer PS1530 worth RM759 for FREE, or RM250 cash via DuitNow when you apply and spend with an AEON Credit Card. Click here to find out more. 

Alliance Bank Platinum Visa

• 8X TBP Online Shopping Transactions (Lazada, Shopee, Zalora, Amazon, Food Delivery, etc)
• 1X TBP Contactless, Entertainment, Auto-Billing, Other Local Retail
• 8X TBP eWallet Top-Up (TnGO, Grab Pay, WeChat Pay, Boost, etc)

FOR A LIMITED TIME ONLY; Claim your RM200 cash via DuitNow OR RM200 TNG eWallet credit when you apply, activate, spend and sign up for Balance Transfer with Alliance Bank Credit Card. Enjoy 0% Balance Transfer for 12 months exclusive on CompareHero! Click here to find out more. 

3. The Wanderlust

Your gram’s probably filled with beautiful photos of all your travels, and because of that people sometimes like to ask, “Eh, why no photos of your face?” Weekends are not for sleeping, instead, you’re the person in your group bugging everybody for an impromptu road trip! 

Your type of credit card: Air Miles & Travel Rewards

Travel smart with a credit card that can compliment your passion for adventures both locally and overseas. There are credit cards that offer you travelling privileges, including higher reward points when you spend overseas, special promotions and offers, access to premium lounges, travel insurances and more! 

HSBC Visa Signature

• 8X Rewards Points for Overseas & Online (Foreign Currency) spend
• 5X Rewards Points for Local Malls, Online (RM) spend & 1X for Other spend
• 30% OFF Redemption on Online Vouchers (Lazada, Uber, Agoda, AirAsia)
• 6X access to Plaza Premium Lounge KLIA, Singapore Changi Airport & Hong Kong International Airport

LIMITED TIME OFFER; Get RM600 TNG eWallet credit or RM600 cash via DuitNow when you apply, activate and spend with HSBC Credit Cards. Apply Now! Click here to find out more.

Maybank 2 Cards Premier 

• 5X TreatsPoints for American Express Reserve spend
• 1X TreatsPoints for all other spends
• Redeem 1,000 Air Miles: Enrich Miles (MAS) / KrisFlyer Miles (Singapore Airlines) / Asia Miles with 4,770 TreatsPoints
• 5X access to Plaza Premium Lounges worldwide (for Principal Cardholder only)
• Up to RM2,000,000 travel insurance
• Complimentary Green Fees for 79 Golf Clubs in 15 countries
• Up to 50% savings for dining at Shangri-la Hotel Kuala Lumpur
• Up to 50% savings at SPG Hotels & Resorts

LIMITED TIME OFFER; Bring home one of these fancy gadgets Oppo Enco Buds (W12), Ice Generation Gold Black or Targus Geolite Advance BackPack when you successfully apply and activate Maybank Credit Cards. Click here to find out more. 

Now you know the best credit cards that matches your Malaysian personality, don’t waste time and money. Get any of these credit cards today and reap the rewards you deserve! 

Citi Is Offering Cashback For Online, E-Wallet, And 0% EPP Purchases!

• By Dharshaini Grace
• August 3, 2022

Do you own a Citi Credit Card? Here’s good news for you! Citi is back with a campaign for  Online,  E-Wallet, and 0% Easy Payment Plan (EPP) from 1st August to 31st October 2022. With this campaign, you’ll enjoy up to RM118 cashback when you meet the specified minimum spend requirements under the online and e-wallet category, and the 0% EPP category. 

Where to spend for online and e-wallet category 

To ensure your eligibility, do spend with participating e-commerce merchants and e-wallet platforms. These include: 

• Boost
• GrabPay
• KiplePay
• Lazada Wallet
• Setel
• ShopeePay
• Touch ‘n Go (TNG) eWallet

FYI BigPay transactions are excluded from the online and e-wallet category, so do take note! Not only that, it will take about 3-5 business days from the actual day of purchase for 0% EPP transactions to be reflected in your statement. 

Other transactions excluded include any payments made through JomPay, insurance payments along with balance transfers, and instalments paid under Citi PayLite. 

For more information on this campaign, click here. 

Best Dining Credit Cards For August 2022

• By adji.hendrawan
• August 2, 2022

As Malaysians, one of the many things that unite us is food. No true Malaysians would say no to a lepak and makan session without any legit reasons. But with inflation going on, it’s quite hard to have frequent makan sessions. Fret not, put it on your credit card! 

Some credit cards offer rewards and discounts when you dine in at restaurants. It’s one of the reasons most people take up credit cards: to enjoy discounts and rewards when they dine in, shop and travel. We hope this list can help you decide which credit card is best for you!

Citi Clear Card

Citi Clear Card offers up to 45% when you dine in at selected restaurants! Participating restaurants include:

• Ben’s
• Madam Kwan’s
• Curate, Four Seasons Hotel Kuala Lumpur
• Altitude, Banyan Tree Kuala Lumpur
• Click here for the full list of participating restaurants.

Apart from that, Citi Clear Card also offers dining deals. Currently, you can enjoy RM5 off on a  second drink at San Francisco Coffee and 50% off a second purchase at Juice Works, plus many more. 

Eligibility criteria for Citi Clear Card:

• Minimum Age: 21
• Minimum Annual Income: RM 24,000
• Annual fees: RM 90 (Waived for the first 3 years upon approval)

Apply for Citi Clear Card with CompareHero.my today!

Standard Chartered JustOne Platinum Mastercard

From now till 31 December 2022, Standard Chartered is running the Dining Privileges Campaign which allows you to enjoy up to 20% cashback and 20% off your total bill with any Standard Chartered credit card. Participating merchants include Sushi Zento, Hard Rock Cafe Penang, and FLOCK @ W Kuala Lumpur.

To participate in the campaign, you only need to:

• Text DINE to 66399
• Spend a minimum of RM100 at any participating restaurants
• Receive cashback

We would highly recommend you to get Standard Chartered JustOne Platinum Mastercard as post-campaign period, you will still be able to enjoy up to 15% cashback on your e-wallet, petrol, and groceries!

Eligibility criteria for Standard Chartered JustOne Platinum Mastercard:

• Minimum Age: 21
• Minimum Annual Income: RM 36,000
• Annual fees: RM 250 (Waived in the first year)

Related: Should you pay for your daily expenses with Cash or Credit Card?

Alliance Bank Visa Infinite Card 

Always have no idea where to makan? Get yourself an Alliance Bank Infinite Card! One of the perks of this credit card includes a round-the-clock personalized visa concierge service. Simply call 1800 805 574 or visit this page to get the best restaurants recommendation and dining deals. 

Alliance Bank Visa Infinite Card rewards system is slightly different from other credit cards. With this credit card, you can collect Timeless Bonus Point or also known as TBP. Alliance TBP has no expiry dates and you can redeem exciting gifts such as electrical appliances and IT gadgets.

Eligibility criteria for Alliance Bank Visa Infinite Card:

• Minimum Age: 21
• Minimum Annual Income: RM 60,000
• Annual fees: RM 438

Considering this credit card? If you apply, activate, and spend with Alliance Bank Visa Infinite Card now till 5 August, you can claim RM200 cash via DuitNow or RM200 TnG eWallet credit! Learn more, here. 

Now that you know about all these perks and benefits, it’s time to sign up for the right credit card. Get the latest credit card promotions via CompareHero.my!