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The latest and the best financial news, tips and tricks.

Difference Between Profit Rate and Interest Rate

Do you know the differences between Islamic Finance and Conventional Finance? Some would probably simply say that Islamic Financing disallows interest-based transactions. Sounds easy to understand, right? But if interest rates are prohibited, then how does anyone gain from the initial investment. We’ll cover the main differentiating factors between these two types of financing right […]

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Here’s How Car Loans Work and Why Interest Charges are Higher than you think

Many Malaysians love cars, but do not fully understand how interest rate charges work when it comes to getting a hire purchase (car) loan to buy a car.

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Guide to Flat Rate Interest and Reducing Balance Rate

Updated 12 April 2018. We often stumble across the terms Flat Rate Interest and Reducing Balance Rate when applying for loans, but do you really understand the difference between the two types of interest? Do you know how to calculate them, or do you rely on your banker to do all the calculations for you?

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Mengapa Caj Faedah Pinjaman Kereta Tinggi dari yang Dijangka

Kebanyakan rakyat Malaysia masih kurang memahami bagaimana caj kadar faedah dikenakan apabila membuat pinjaman untuk membeli kereta. Jika anda pernah membuat pengiraan dan mendapati apa yang anda perlu bayar kepada bank adalah berbeza, artikel ini bakal membantu anda.

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A Guide to Choosing and Applying for Credit Cards

Applying for a credit card is not difficult. However, before applying for a credit card, you need to understand the features and type of credit cards in the market to suit your personal financing needs. We will guide you on how to apply for a credit card through different channels and the standard procedures involved. […]

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Ada RM10,000? Ini cara untuk mengembangkan simpanan anda menjadi RM100,000!

Dengan inflasi dan keadaan ekonomi semasa, menyimpan duit telah menjadi sedikit sukar, namun tidak mustahil. Oleh itu, jika anda telah berjaya menyimpan RM10,000, itu satu pencapaian yang bagus. Tetapi, jangan berhenti disitu sahaja. Ketahui cara untuk tingkatkan simpanan anda sehingga 10 kali ganda.

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Berapakah Jumlah Simpanan Anda Perlu Menjelang Usia 30 Tahun?

Memiliki simpanan sebagai merupakan aspek penting dalam pengurusan kewangan peribadi. Tindakan ini ialah langkah pertama dan termudah untuk membina portfolio kewangan sebelum beralih ke komponen yang lebih kompleks, seperti pelaburan, pengurusan hartanah, dan memulakan perniagaan sendiri. Bagi generasi millennial yang bakal memasuki usia 30an,  dan masih tidak tahu bagaimana untuk mula menyimpan wang, panduan dibawah […]

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Got RM10,000? Here Is How You Can Turn It Into RM100,000!

Malaysians often use the term ‘first bucket of gold’ when saving money, which means your first RM100,000 or even more. With inflation, it is harder for us to save money today but it is possible. For those who have saved their first RM10,000 or above, here is how you can grow your wealth withthat money.

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How Much Should You Have In Savings by The Age of 30?

Having savings as a financial buffer for yourself is a crucial part of personal finance. It is the first and easiest step towards building your wealth before going into other personal finance components that are more complex such as investing, property (asset) management and building your own business (income).

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Best Savings Accounts in Malaysia 2017

If you have been keeping track of the many savings tips and habits that we have recommended in previous articles, you could be accumulating some savings by now. To really make the most of your extra capital, you want to get the highest return possible.

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Car Loan Interest Rates in Malaysia

Looking for a new car loan in Malaysia? Comparing car loans of all banks can be difficult to do by yourself. To make it easier, we did a comparison of the best car loans in Malaysia. All the loans were checked for a RM 30,000 loan over a period of 5 years. To qualify for […]

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