The Best UOB Credit Cards

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The Best UOB Credit Cards

Are you looking for a credit card? Whether you enjoy shopping, dining out or entertainment, we’ve listed down the best UOB credit cards to provide you with the best credit card options before you make a decision!

Key Features of UOB Credit Cards

Credit Limit Increase

Maximise the benefits of your UOB credit card by utilising the credit limit increase! Whether it is a permanent or temporary credit limit increase, you can opt for one depending on your needs. However we advise that you be responsible and not abuse this facility. Don’t max out your credit card just because you know you have this as a backup! The approval is at the bank’s desertion, so this is a great feature to be used in emergencies, not as everyday convenience.

 Flexi Credit Plan

With a UOB credit card you’ll get access to extra cash when you need it at low rates with flexible repayment plans. The UOB Flexi Credit Plan provides cardholders with cash with fast processing time as you’ll be able to apply for it by phone and by submitting application form. Cardholders can expect to withdraw up to 80% of their credit limit. However, there is a minimum withdrawal amount of RM1,000 per application. You’ll also get the flexibility of repayment up to 24 months with interest rate of 9.2% per annum.

Credit Card Shield

Have peace of mind when you sign up for a UOB credit card thanks to the credit shield feature. Enjoy free coverage for the first 60 days upon approval of your credit card application. The credit shield features protects you in the event of unforeseen circumstances.

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Here are more amazing UOB Credit Cards that are also available in Malaysia:

  • UOB Infinite Card
  • UOB Lady’s Card Classic
  • UOB Lady’s Card Platinum
  • UOB Lady’s Card Solitaire
  • UOB ONE Card
  • UON ONE Platinum Card
  • UOB Preferred Platinum MasterCard
  • UOB Preferred Platinum Visa
  • UOB PRVI Miles Visa Platinum
  • UOB Vox Card

And with all that said, we’ve sorted out the best UOB credit cards for your convenience, check it out below!

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UOB VOX Card

If getting back the most savings is your priority, this is the card for you! With the UOB Vox Card you get to enjoy great cashback, and in addition to that there’s also the UOB SMART$ Rebates! This is UOB’s instant cash rebate programme where every 1 SMART$ earned is equivalent to RM1. Keep a lookout for SMART$ logo at participating merchants when you shop to enjoy the instant cash rebate!

Features

  • Enjoy 5% Cash rebates for online shopping that amounts up to RM1,000 per month. However the cashback is capped at RM50 per month.
  • Uncapped cashback for retail spending.
  • 3% cash rebate on all retail purchases.
  • Monthly fee will be waived with just 1 swipe a month.

Qualifying criteria

  • Minimum age 21 years old and monthly minimum income requirement is RM2,000 per month (RM24,000 per annum).
  • RM72 annual fees fee.

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UOB Lady’s Classic Card

Ladies take note; this might just be your new BFF! The UOB lady’s credit card is optimised to make the most of what most ladies enjoy the most, shopping! You can earn 3x UNIRM reward points and then get rewarded with exciting gifts when you shop at eligible department stores. It doesn’t stop there; you’ll also get to enjoy a card tailored to your needs so you can get the most out of fashion, wellness and travel!

Features

  • 10% cashback every day on your grocery purchases!
  • Flash your UOB lady’s credit card and enjoy complimentary access to True Fitness! You will also get one session with True Fitness Personal Trainer and one complimentary True Spa back Massage session.
  • Making bigger purchases is made easier with this card. Purchases of RM2,000 and above can be converted to 6 or 12 months instalment plan and you get to enjoy it at 0% interest thanks to the LuxePay Plan.

Qualifying criteria

  • Minimum age 21 years old and monthly minimum income requirement is RM2,000 per month (RM24,000 per annum).
  • RM68 annual fee, but you can enjoy annual fee waiver with 16,000 UNIRinggit.

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UOB One Card

Live life to the fullest without burning a hole to your bank account with the UOB One Card! This is the card if you’d like to maximise savings on your everyday purchases. You’ll get rewarded when you go to the cinema, as well as for your petrol, groceries and for your telco spending.

Features

  • Unlimited cashback at Golden Screen Cinemas (GSC).
  • Maximum petrol spending of RM300 per month is entitled for cashback, valid at all petrol stations.
  • Maximum of RM1,000 spend on groceries and RM200 on telco will be entitled for cashback.
  • Cardholders also get to enjoy the SMART$ rebates for more savings.

 Qualifying criteria

  • Minimum age 21 years old and monthly minimum income requirement is RM2,000 per month (RM24,000 per annum).
  • RM68 annual fee for principal card, RM30 for supplementary card or enjoy an annual fee waiver with 16,000 UNIRinggit.

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Fara Joifin

About Fara Joifin

Fara is a Senior Content Writer at CompareHero.my. She gets excited when she scores a good deal and has an obsession with the Northern Lights.